3101 Summer Ave, Waco, TX 76708 Property Records

McLennan County property record for 3101 Summer Ave, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,333 sqft · built 1950
Lot Size0.162 acres (7,063 sqft)
Owner2 Company Names on Record
Last Sale$131,005 (Sep 2022)
Tax Bill$3,305 (2025)
Deeds & MortgagesSep 2022 Mortgage
Mar 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN48-005100-004800-0

Property Details

APN / Parcel Number

Primary APN48-005100-004800-0
Alternative APNs
  • 4800510000480000111
  • 164712

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,333 sqft Living Area
Gross Area1,621 sqft
1st Floor Area1,333 sqft
FlooringWood

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1963
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area7,063 sqft (0.162 acres)
Lot Dimensions113 ft deep x 63 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3101 SUMMER AVE
CityWACO
StateTX
Zip76708-2450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionBLAIZE-FRAZIER LOT 11 BLOCK 5 ACRES .1621
Legal SubdivisionBLAIZE-FRAZIER
Legal Block5
Legal Lot Number11
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group5
Census Block5002
Census Tract900

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 9118, WACO, TX 76714-9118
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Special Warranty Deed, Transfer · Commercial Mortgage
DOMINION FINANCIAL SERVICES LLC
Mar 30, 2017Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF MCGREGOR
Feb 11, 2019Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF HEBBRONVILLE
Jan 29, 2020Loan Modification, Mortgage
FIRST NAT'L BK
May 7, 2019Loan Modification, Mortgage
FIRST NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 15, 2022 · Amount on Record
Deed SaleSep 15, 2022 · Amount on Record
Deed Document Number202237317
Prior Transfer DateJun 22, 2015
Prior Transfer Doc0000020602
Record UpdatedOct 29, 2026

September 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCLENNAN TX
Recording DateSep 15, 2022
Property Address3101 SUMMER AVE, WACO, TX 76708-2450
Document Number0000037317
Map ReferenceVOL 651 PG 63
Instrument DateApr 8, 2022
Instrument2022037317
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 9118, WACO, TX 76714-9118

Mortgage

Document Number0000037318
DateSep 15, 2022
Instrument2022037318
Lender
NameDOMINION FINANCIAL SERVICES LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3101 SUMMER AVE, WACO, TX 76708-2450
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009879
DateMar 30, 2017
Instrument2017009879
Lender
NameFIRST NATIONAL BANK OF MCGREGOR
TypeBank
AddressMC GREGOR, TX 76657
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address3101 SUMMER AVE, WACO, TX 76708-2450
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004443
DateFeb 11, 2019
Instrument2019004443
Lender
NameTHE FIRST NATIONAL BANK OF HEBBRONVILLE
TypeBank
AddressMC GREGOR, TX 76657
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3101 SUMMER AVE, WACO, TX 76708-2450
Document Number0000007240
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedMar 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3101 SUMMER AVE WACO TX 767082450, WACO, TX 76708-2450

Mortgage

Document Number0000007240
DateMar 3, 2020
Instrument7240
Lender
NameFIRST NAT'L BK
TypeBank
AddressMCGREGOR, TX 76657
Agreement
Term12 Months
DueMar 2, 2021

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3101 SUMMER AVE, WACO, TX 76708-2450
Document Number0000015693
Instrument DateMay 7, 2019
Transaction TypeMortgage
Record UpdatedMay 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3101 SUMMER AVE WACO TX 767082450, WACO, TX 76708-2450

Mortgage

Document Number0000015693
DateMay 14, 2019
Instrument15693
Lender
NameFIRST NAT'L BK
TypeBank
AddressMCGREGOR, TX 76657
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,000 (-8.16%) Land $19,424 Building $115,576$135,000 (-8.16%) Land $19,424 Building $115,576
2025$3,305.00 (-0.42%)$147,000 (+2.56%) Land $17,660 Building $129,340$147,000 (+2.56%) Land $17,660 Building $129,340
2024$3,319.00 (+3.3%)
2023$143,330 Land $17,660 Building $125,670$143,330 Land $17,660 Building $125,670
2022$3,213.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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