3109 Rutgers Dr, Springfield, IL 62704 Property Records

Sangamon County property record for 3109 Rutgers Dr, Springfield, IL 62704

Property Summary

Property TypeSingle Family Home
Lot Size0.247 acres (10,773 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (Apr 2022)
Tax Bill$6,738 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Apr 2022 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN22-18.0-105-014

Property Details

APN / Parcel Number

Primary APN22-18.0-105-014
Alternative APN
  • 22180105014 (CHECK DIGIT = 6)

Exterior

Lot Area10,773 sqft (0.247 acres)

Location & Zoning

Account Number22180105014
Street Address3109 RUTGERS DR
CitySPRINGFIELD
StateIL
Zip62704-5420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTCHESTER 11TH ADDN L 31
Legal SubdivisionWESTCHESTER ELEVENTH ADD
JurisdictionSANGAMON IL
Township / Civil DivisionCAPITAL
Census Block Group2
Census Block2006
Census Tract2900

Owner

3109 Rutgers Dr is owned and occupied by an individual who bought it in April 2022.

Source: Sangamon County records, as of June 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3109 RUTGERS DR, SPRINGFIELD, IL 62704-5420
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2022Warranty Deed, Transfer · Conventional Mortgage
PNC BANK
Apr 20, 2022Warranty Deed, Transfer
Dec 23, 2019Deed, Transfer · Conventional Mortgage
BANK OF SPRINGFIELD
Aug 10, 2018Warranty Deed, Transfer
Feb 23, 2017Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2022 · Amount on File
Deed SaleApr 20, 2022 · Amount on File
Prior SaleApr 20, 2022 · Amount on File
Deed Document Number20228442
Record UpdatedSep 20, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateApr 20, 2022
Property Address3109 RUTGERS DR, SPRINGFIELD, IL 62704-5420
Document Number2022R08442
Map ReferencePB 20 PG 25
Instrument DateApr 11, 2022
Instrument2022R08442
Transaction TypeTransfer
Record UpdatedMay 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$397.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address3109 RUTGERS DR, SPRINGFIELD, IL 62704-5420
InvestorPossibly a Property Investor

Mortgage

Document Number2022R08443
DateApr 20, 2022
Instrument2022R08443
Lender
NamePNC BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate3.88%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateApr 20, 2022
Property Address3109 RUTGERS DR, SPRINGFIELD, IL 62704-5420
Document Number2022R08441
Map ReferencePB 20 PG 25
Instrument DateFeb 19, 2022
Instrument2022R08441
Transaction TypeTransfer
Record UpdatedMay 11, 2022

Transaction

AmountAmount on Record
Tax$397.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address150 HARVESTER DR STE 201, 201, BURR RIDGE, IL 60527-6692
InvestorPossibly a Property Investor

December 2019: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateDec 23, 2019
Property Address3109 RUTGERS DR, SPRINGFIELD, IL 62704-5420
Document Number2019R28351
Instrument DateDec 20, 2019
Instrument2019R28351
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$307.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3109 RUTGERS DR, SPRINGFIELD, IL 62704-5420

Mortgage

Document Number2019R28352
DateDec 23, 2019
Instrument2019R28352
Lender
NameBANK OF SPRINGFIELD
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate
Rate3.6%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANGAMON IL
Recording DateAug 10, 2018
Property Address3109 RUTGERS DR, SPRINGFIELD, IL 62704-5420
Document Number2018R16678
Instrument DateAug 10, 2018
Instrument2018R16678
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount on Record
Tax$154.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5304 OLD SAVANNAH TRL, SPRINGFIELD, IL 62711-7193

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionSANGAMON IL
Recording DateFeb 23, 2017
Property Address3109 RUTGERS DR, SPRINGFIELD, IL 62704-5420
Document Number2017R04430
Instrument DateFeb 23, 2017
Instrument2017R04430
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 MESA RD, SPRINGFIELD, IL 62702-1519

Tax Assessment & Valuation

The 2025 property tax bill for 3109 Rutgers Dr was $6,738 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionCapital Township
MunicipalitySpringfield City
Unified School DistrictSpringfield School District 186 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,738.00$89,226 Land $10,984 Building $78,242$267,678 Land $32,952 Building $234,726
2022$5,869.00 Homeowner's exemption$71,498 Land $8,875 Building $62,623$214,494 Land $26,625 Building $187,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3109 Rutgers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 Rutgers Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD
serves 117,444 people · EPA ID IL1671200
Water SourceSurface water
Last State InspectionSep 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Rise Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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