Sangamon County property record for 3108 Rutgers Dr, Springfield, IL 62704
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.312 acres (13,607 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $239,900 (Dec 2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-18.0-102-002 |
| Primary APN | 22-18.0-102-002 |
|---|---|
| Alternative APN |
|
| Lot Area | 13,607 sqft (0.312 acres) |
|---|
| Account Number | 22180102002 |
|---|---|
| Street Address | 3108 RUTGERS DR |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62704-5421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTCHESTER 11TH ADDN L 23 |
| Legal Subdivision | WESTCHESTER 11TH ADD |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CAPITAL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2900 |
3108 Rutgers Dr is owned and occupied by two individuals who bought it in December 2025.
Source: Sangamon County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3108 RUTGERS DR, SPRINGFIELD, IL 62704-5421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jun 23, 2021 | Deed of Trust, Mortgage · VA Mortgage PENTAGON FCU |
| Dec 15, 2025 | Warranty Deed, Transfer · VA Mortgage ARMED FORCES BANK NA |
| Oct 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jul 17, 2020 | Warranty Deed, Transfer · VA Mortgage MARINE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2025 · Amount on File |
| Deed Sale | Dec 15, 2025 · Amount on File |
| Prior Sale | Jul 17, 2020 · Amount on File |
| Deed Document Number | 202522730 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 3108 RUTGERS DR, SPRINGFIELD, IL 62704-5421 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2019R21009 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019R21009 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 3108 RUTGERS DR, SPRINGFIELD, IL 62704-5421 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021R17063 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 2021R17063 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Dec 15, 2025 |
| Property Address | 3108 RUTGERS DR, SPRINGFIELD, IL 62704-5421 |
| Document Number | 2025R22730 |
| Map Reference | DOC 332539 |
| Instrument Date | Dec 2, 2025 |
| Instrument | 2025R22730 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2026 |
| Title Company | ESCROWNET, ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3108 RUTGERS DR, SPRINGFIELD, IL 62704-5421 |
| Document Number | 2025R22731 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025R22731 |
| Name | ARMED FORCES BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 3108 RUTGERS DR, SPRINGFIELD, IL 62704-5421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2019R21009 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 2019R21009 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 24, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jul 17, 2020 |
| Property Address | 3108 RUTGERS DR, SPRINGFIELD, IL 62704-5421 |
| Document Number | 2020R17810 |
| Map Reference | DOC 332539 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 2020R17810 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | CORNERSTONE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $291.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3108 QUINCY LN, 3108, CLARKSVILLE, TN 37043-6260 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3108 RUTGERS DR, SPRINGFIELD, IL 62704-5421 |
| Document Number | 2020R17811 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020R17811 |
| Name | MARINE BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Capital Township |
| Municipality | Springfield City |
| Unified School District | Springfield School District 186 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,103 (+7.22%) Land $11,520 Building $63,583 | $225,309 (+7.22%) Land $34,560 Building $190,749 | |
| 2024 | Homeowner's exemption | $70,045 Land $10,744 Building $59,301 | $210,135 Land $32,232 Building $177,903 |
| 2022 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $60,690 Land $9,309 Building $51,381 | $182,070 Land $27,927 Building $154,143 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3108 Rutgers Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3108 Rutgers Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 117,444 people · EPA ID IL1671200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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