Cole County property record for 3109 Rte Z, Centertown, MO 65023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,698 sqft · built 1981 |
| Lot Size | 3.96 acres (172,498 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,583 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-17-0000-002-005 |
| Primary APN | 06-04-17-0000-002-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,698 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| Basement Area | 192 sqft |
| Finished Basement | 192 sqft |
| Unfinished Basement | 1,040 sqft |
| Game Room | Game Room |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Other |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Lot Area | 172,498 sqft (3.96 acres) |
| Garage Type | Basement |
| Garage Area | 1,800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Street Address | 3109 ROUTE Z |
|---|---|
| City | CENTERTOWN |
| State | MO |
| Zip | 65023-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SW QTR SE QTR: BEG 806.08 N OF SW COR; N 210.5; SE 717.85 TO W LINE RT Z; S ALONG RD 340; NW 600 TO POB |
| Legal Range | 13W |
| Legal Township | 45N |
| Legal Section | 17 |
| Jurisdiction | COLE MO |
| Township / Civil Division | MARION |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20600 |
Source: Cole County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3109 ROUTE Z, CENTERTOWN, MO 65023-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Recording Date | Sep 17, 2026 |
| Property Address | 3109 ROUTE Z, CENTERTOWN, MO 65023-3339 |
| Document Number | 0000008583 |
| Book / Page | 784 / 355 |
| Instrument Date | Sep 9, 2026 |
| Instrument | 20268583 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3109 ROUTE Z, CENTERTOWN, MO 65023-3339 |
| Document Number | 0000008583, |
|---|---|
| Date | Sep 17, 2026 |
| Book Page | 784/355 |
| Instrument | 20268583 |
| Name | COMMERCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 9, 2036 |
| Max Rate | -1% |
|---|
Source: Cole County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Jamestown C-1 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,500 (+4.97%) Land $4,830 Building $23,670 | ||
| 2025 | $1,583.00 (+10.08%) | $27,150 (-) Land $4,600 Building $22,550 | $150,000 (+4.97%) Land $25,400 Building $124,600 |
| 2023 | $27,150 Land $4,600 Building $22,550 | $142,900 Land $24,200 Building $118,700 | |
| 2022 | $1,438.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 63% of Missouri |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
5G (outdoors only) and 4G LTE
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