2813 Rte Z, Centertown, MO 65023 Property Records

Cole County property record for 2813 Rte Z, Centertown, MO 65023

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,906 sqft · built 2024
Lot Size	19.3 acres (844,193 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,225 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Mar 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-04-20-0000-002-004`

Property Details

APN / Parcel Number

Primary APN	`06-04-20-0000-002-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,906 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	844,193 sqft (19.3 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2813 ROUTE Z
City	CENTERTOWN
State	MO
Zip	65023-3342
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	PART NE NW WEST OF RT Z
Legal Range	13W
Legal Township	45N
Legal Section	20
Legal Subdivision	TIMBER RIDGE SUBDIVISION
Jurisdiction	COLE MO
Township / Civil Division	MARION
Census Block Group	1
Census Block	1024
Census Tract	20600

Owner

2813 Rte Z, a rural home, is owned and occupied by two individuals who acquired it in July 2024.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2813 ROUTE Z, CENTERTOWN, MO 65023-3342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage RIVER REGION CREDIT UNION
Mar 10, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023
Deed Sale	Mar 10, 2023
Prior Sale	Apr 17, 2018
Deed Document Number	20231753
Deed Book / Page	748 / 140
Last Transfer Date	Jul 22, 2024
Transfer Doc	0000005619
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	2813 ROUTE Z, CENTERTOWN, MO 65023-3342
Transaction Type	Mortgage
Record Updated	Nov 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000753/859
Date	Oct 16, 2023
Book Page	753/859
Instrument	202308063

Lender

Name	RIVER REGION CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.08%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2028
Max Rate At Change	0.04%
Index	5-Year CMT
Max Rate	0.13%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Mar 10, 2023
Property Address	2813 ROUTE Z, CENTERTOWN, MO 65023-3342
Document Number	000748/140
Book / Page	748 / 140
Map Reference	MB 11 PG 454
Instrument Date	Mar 9, 2023
Instrument	202301753
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 S LANDING CREEK RD, JEFFERSON CITY, MO 65101-8610

Tax Assessment & Valuation

The 2025 property tax bill for 2813 Rte Z was $5,225.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,400 (-) Land $4,190 Building $87,210
2025	$5,225.00	$91,400 Land $4,190 Building $87,210	$482,100 Land $22,800 Building $459,300
2023		$350 Building $350	$2,900 Land $2,300 Building $600
2022	$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2813 Rte Z in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2813 Rte Z is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Co-Mo Connect Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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