3109 Ringer Rd, Saint Louis, MO 63125 Property Records

St. Louis County property record for 3109 Ringer Rd, Saint Louis, MO 63125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,009 sqft · built 1962
Lot Size	0.175 acres (7,614 sqft)
Owner	2 Individual Names on Record
Last Sale	$231,494 (Jan 2026)
Tax Bill	$3,113 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29H-14-0206`

Property Details

APN / Parcel Number

Primary APN	`29H-14-0206`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,009 sqft Living Area
Gross Area	1,273 sqft
1st Floor Area	988 sqft
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,614 sqft (0.175 acres)
Lot Dimensions	119 ft deep x 64 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	116 sqft
Patio Area	285 sqft
Balcony Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3109 RINGER RD
City	SAINT LOUIS
State	MO
Zip	63125-5536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	DARTSDALE LOT 5
Legal Subdivision	DARTSDALE
Legal Lot Number	5
Jurisdiction	ST LOUIS MO
Township / Civil Division	LEMAY
Census Block Group	3
Census Block	3001
Census Tract	220504

Owner

Source: St. Louis County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 RINGER RD, SAINT LOUIS, MO 63125-5536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2025	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 9, 2026	Intrafamily Transfer, Transfer · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Nov 30, 2022	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Oct 1, 2020	Deed of Trust, Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Nov 30, 2022 · Amount on Record
Deed Document Number	2026136
Prior Transfer Date	Dec 19, 2025
Prior Transfer Doc	0000000136
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3109 RINGER RD, SAINT LOUIS, MO 63125-5536
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 RINGER RD, SAINT LOUIS, MO 63125-5536

Mortgage

Document Number	2025020500560
Date	Feb 5, 2025
Instrument	2025020500560

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2055

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jan 9, 2026
Property Address	3109 RINGER RD, SAINT LOUIS, MO 63125-5536
Document Number	2026010900136
Map Reference	MB 96 PG 64
Instrument Date	Dec 19, 2025
Instrument	2026010900136
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3109 RINGER RD, SAINT LOUIS, MO 63125-5536

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3109 RINGER RD, SAINT LOUIS, MO 63125-5536

Mortgage

Document Number	2026010900137
Date	Jan 9, 2026
Instrument	2026010900137

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 30, 2022
Property Address	3109 RINGER RD, SAINT LOUIS, MO 63125-5536
Document Number	2022113000314
Map Reference	MB 96 PG 64
Instrument Date	Nov 18, 2022
Instrument	2022113000314
Transaction Type	Transfer
Record Updated	Feb 15, 2024
Title Company	FREEDOM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 RINGER RD, SAINT LOUIS, MO 63125-5536

Mortgage

Document Number	2022113000315
Date	Nov 30, 2022
Instrument	2022113000315

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3109 RINGER RD, SAINT LOUIS, MO 63125-5536
Document Number	0243881036
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	INTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3109 RINGER RD ST LOUIS MO 631255536, ST LOUIS, MO 63125-5536

Mortgage

Document Number	0243881036
Date	Oct 21, 2020
Book Page	024388/001036
Instrument	464

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,760 (-) Land $12,580 Building $37,180	$261,900 (-) Land $66,200 Building $195,700
2025	$3,113.00 (+20.75%)	$49,760 (+30.06%) Land $12,580 Building $37,180	$261,900 (+30.04%) Land $66,200 Building $195,700
2024	$2,578.00 (+1.26%)
2023	$2,546.00 (+29.44%)	$38,260 (+27.28%) Land $9,080 Building $29,180	$201,400 (+27.31%) Land $47,800 Building $153,600
2022	$1,967.00	$30,060 Land $8,380 Building $21,680
2021			$158,200 Land $44,100 Building $114,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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