3116 Ringer Rd, Saint Louis, MO 63125 Property Records

St. Louis County property record for 3116 Ringer Rd, Saint Louis, MO 63125

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,134 sqft · built 1967
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jul 2023)
Tax Bill	$2,903 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29H-14-0691`

Property Details

APN / Parcel Number

Primary APN	`29H-14-0691`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	300 sqft
Game Room	Game Room

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Split Foyer
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	330 sqft
Deck Area	96 sqft
Patio Area	201 sqft
Balcony Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3116 RINGER RD
City	SAINT LOUIS
State	MO
Zip	63125-5535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SUMMER PLACE ESTATES (SURV AFFDT 06295-0071) LOT 10
Legal Subdivision	SUMMER PLACE ESTATES
Legal Lot Number	10
Jurisdiction	ST LOUIS MO
Township / Civil Division	LEMAY
Census Block Group	3
Census Block	3000
Census Tract	220504

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3116 RINGER RD, SAINT LOUIS, MO 63125-5535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jan 13, 2021	Deed of Trust, Mortgage · Line of Credit ARSENAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Jun 20, 2013 · Amount on Record
Deed Document Number	2023717280
Prior Transfer Date	Jan 3, 2012
Prior Transfer Doc	0198140104
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 17, 2023
Property Address	3116 RINGER RD, SAINT LOUIS, MO 63125-5535
Document Number	2023071700280
Map Reference	MB 122 PG 62
Instrument Date	Jul 13, 2023
Instrument	2023071700280
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4812 CROSSWOOD DR, SAINT LOUIS, MO 63129-7127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 RINGER RD, SAINT LOUIS, MO 63125-5535

Mortgage

Document Number	2023071700281
Date	Jul 17, 2023
Instrument	2023071700281

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3116 RINGER RD, SAINT LOUIS, MO 63125-5535
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3116 RINGER RD, SAINT LOUIS, MO 63125-5535

Mortgage

Document Number	0245840620
Date	Jan 13, 2021
Book Page	24584/620
Instrument	2021011300090

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	237 Months
Due	Oct 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,380 (-) Land $12,500 Building $33,880	$244,100 (-) Land $65,800 Building $178,300
2025	$2,903.00 (+4.31%)	$46,380 (+12.22%) Land $12,500 Building $33,880	$244,100 (+12.23%) Land $65,800 Building $178,300
2024	$2,783.00 (+1.27%)
2023	$2,748.00 (+15.51%)	$41,330 (+13.7%) Land $9,030 Building $32,300	$217,500 (+13.7%) Land $47,500 Building $170,000
2022	$2,379.00	$36,350 Land $8,340 Building $28,010
2021			$191,300 Land $43,900 Building $147,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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