3109 Killarney Dr, Cary, IL 60013 Property Records

McHenry County property record for 3109 Killarney Dr, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	1 ba · 796 sqft · built 1961
Lot Size	0.275 acres (12,000 sqft)
Owner	Owner Name on File
Last Sale	$140,000 (Feb 2002)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-02-281-002`

Property Details

APN / Parcel Number

Primary APN	`19-02-281-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	796 sqft
Gross Area	1,592 sqft
1st Floor Area	796 sqft

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	150 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	3109 KILLARNEY DR
City	CARY
State	IL
Zip	60013-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0015122 LT 15 BLK 12 LAKE KILLARNEY UNIT 1
Legal Range	08E
Legal Township	43N
Legal Section	02
Legal Subdivision	LAKE KILLARNEY #1
Legal Block	12
Legal Lot Number	15
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1000
Census Tract	871304

Owner

Source: McHenry County records · APN 19-02-281-002

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3109 KILLARNEY DR, CARY, IL 60013-1537
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2002 · Amount on Record
Deed Sale	Feb 13, 2002 · Amount on Record
Prior Sale	Jun 22, 1999
Deed Document Number	2002R0015122
Record Updated	Jun 07, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	3109 KILLARNEY DR, CARY, IL 60013-1537
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002945
Date	Jan 24, 2017
Instrument	2017R0002945

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2047

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$59,944 Land $17,507 Building $42,437	$179,832 Land $52,521 Building $127,311

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

Based on FCC filings for 206 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-KILLARNEY private · serves 1,232 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.