3104 Killarney Dr, Cary, IL 60013 Property Records

McHenry County property record for 3104 Killarney Dr, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,959 sqft · built 1973
Lot Size0.275 acres (12,000 sqft)
Owner2 Owner Names on File
Last Sale$225,000 (May 2004)
Deeds & MortgagesOct 2021 Line of Credit
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-02-280-010

Property Details

APN / Parcel Number

Primary APN19-02-280-010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,959 sqft
Gross Area3,138 sqft
1st Floor Area1,179 sqft
2nd Floor Area780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleColonial
Exterior MaterialBrick/Wood
Lot Area12,000 sqft (0.275 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3104 KILLARNEY DR
CityCARY
StateIL
Zip60013-1538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2004R0046712 LT 20 BLK 11 LAKE KILLARNEY UNIT 1 MEMO: TREMONT, WILLIAM J KATHERINE M
Legal Range08E
Legal Township43N
Legal Section02
Legal SubdivisionLAKE KILLARNEY 01
Legal Block11
Legal Lot Number20
Legal Unit1
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1002
Census Tract871304

Owner

Source: McHenry County records · APN 19-02-280-010

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address3104 KILLARNEY DR, CARY, IL 60013-1538

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2021Deed of Trust, Mortgage · Line of Credit
EVERGREEN BANK GROUP
Feb 01, 2019Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 25, 2004 · Amount on Record
Deed SaleMay 25, 2004 · Amount on Record
Prior SaleMar 03, 2003 · Amount on Record
Deed Document Number2004R0046712
Record UpdatedJun 07, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3104 KILLARNEY DR, CARY, IL 60013-1538
Transaction TypeMortgage
Record UpdatedOct 22, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

NameVerified Name
Address3104 KILLARNEY DR, CARY, IL 60013-1538

Mortgage

Document Number0000055738
DateOct 13, 2021
Instrument2021R0055738
Lender
NameEVERGREEN BANK GROUP
TypeBank
AddressOAK BROOK, IL 60523
Agreement
TypeLine of Credit
AmountAmount Recorded
Term239 Months
DueSep 10, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change3.75%
Max Rate19.9%

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address3104 KILLARNEY DR, CARY, IL 60013-1538
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002840
DateFeb 01, 2019
Instrument2019R0002840
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJan 28, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$81,442 Land $17,507 Building $63,935$244,326 Land $52,521 Building $191,805

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2001–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Based on FCC filings for 206 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemIL AMERICAN-KILLARNEY
private · serves 1,232 people
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Killarney Dr

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