Buchanan County property record for 3109 Jules St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 1,097 sqft · built 1922 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,548 (Jul 2026) |
| Tax Bill | $1,030 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2019 Mortgage + 2 more |
| APN | 06-2.0-10-003-001-035.000 |
| Primary APN | 06-2.0-10-003-001-035.000 |
|---|
| Building Area | 1,097 sqft Base Area |
|---|---|
| 1st Floor Area | 1,097 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Street Address | 3109 JULES ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-3331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:EBY LAND COMPANY LOT:16 BLK:4LGL DESC:& S 1/2 OF ALLEY ADJ ON N VAC BY SO#14352 |
| Legal Subdivision | EBY LAND COMPANY |
| Legal Block | 4 |
| Legal Lot Number | 16 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 900 |
3109 Jules St is owned and occupied by an individual who bought it in July 2026.
Source: Buchanan County records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3109 JULES ST, SAINT JOSEPH, MO 64501-3331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 11, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES |
| May 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 16, 2023 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTMENT SERVICES CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on File |
| Deed Sale | Jul 24, 2026 · Amount on File |
| Prior Sale | Mar 16, 2023 · Amount on File |
| Deed Document Number | 20266037 |
| Deed Book / Page | 3820 / 782 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jul 24, 2026 |
| Property Address | 3109 JULES ST, SAINT JOSEPH, MO 64501-3331 |
| Document Number | 0000006037 |
| Book / Page | 3820 / 782 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 20266037 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3109 JULES ST, SAINT JOSEPH, MO 64501-3331 |
| Document Number | 0000006038, |
|---|---|
| Date | Jul 24, 2026 |
| Book Page | 3820/783 |
| Instrument | 20266038 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3109 JULES ST, SAINT JOSEPH, MO 64501-3331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Title Company | ALPHA TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 003741/149 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 3741/149 |
| Instrument | 2019007590 |
| Name | HOMEBRIDGE FINANCIAL SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3109 JULES ST, SAINT JOSEPH, MO 64501-3331 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3109 JULES ST, SAINT JOSEPH, MO 64501-3331 |
| Document Number | 003762/814 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 3762/814 |
| Instrument | 2021005477 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 340 Months |
| Due | Sep 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Mar 16, 2023 |
| Property Address | 3109 JULES ST, SAINT JOSEPH, MO 64501-3331 |
| Document Number | 003785/359 |
| Book / Page | 3785 / 359 |
| Instrument Date | Mar 13, 2023 |
| Instrument | 2023001853 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE NTNWD TTL AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3109 JULES ST, SAINT JOSEPH, MO 64501-3331 |
| Document Number | 2023001854 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 2023001854 |
| Name | MORTGAGE INVESTMENT SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
The 2025 property tax bill for 3109 Jules St was $1,030, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,030.00 (+0.1%) | $14,350 (+8.14%) Land $2,570 Building $11,780 | $75,480 Land $13,500 Building $61,980 |
| 2024 | $1,029.00 (+17.87%) | $13,270 (-) Land $2,570 Building $10,700 | |
| 2023 | $873.00 (-0.68%) | $13,270 (-) Land $2,570 Building $10,700 | $69,800 Land $13,500 Building $56,300 |
| 2022 | $879.00 | $13,270 Land $2,570 Building $10,700 | |
| 2021 | $69,800 Land $13,500 Building $56,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 3109 Jules St; there have been 8 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 8 (1984–2020) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3109 Jules St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures