3108 Jules St, Saint Joseph, MO 64501 Property Records

Buchanan County property record for 3108 Jules St, Saint Joseph, MO 64501

Property Summary

Property Type	Single Family Home
Details	1,107 sqft · built 1912
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Tax Bill	$980 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
APN	`06-2.0-10-003-001-061.000`

Property Details

APN / Parcel Number

Primary APN	`06-2.0-10-003-001-061.000`

Interior

Building Area	1,107 sqft Base Area
1st Floor Area	1,107 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	112 ft deep x 50 ft wide

Location & Zoning

Street Address	3108 JULES ST
City	SAINT JOSEPH
State	MO
Zip	64501-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:EBY LAND COMPANY LOT:10 BLK:5LGL DESC:W 47' LOT 10 E 3' LOT 11
Legal Subdivision	EBY LAND COMPANY
Legal Block	5
Legal Lot Number	10-11
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1011
Census Tract	900

Owner

Source: Buchanan County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3108 JULES ST, SAINT JOSEPH, MO 64501-3332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2024
Deed Sale	Dec 9, 2024
Prior Sale	Jul 22, 2024
Deed Document Number	20249892
Deed Book / Page	3803 / 443
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3108 JULES ST, SAINT JOSEPH, MO 64501-3332
Transaction Type	Mortgage
Record Updated	Aug 27, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3751/927
Date	Aug 12, 2020
Book Page	3751/927
Instrument	2020007099

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$980.00	$13,650 (+4.36%) Land $2,570 Building $11,080	$71,820 (+4.39%) Land $13,500 Building $58,320
2024	$980.00 (+13.95%)
2023	$860.00 (-0.69%)	$13,080 (-) Land $2,570 Building $10,510	$68,800 (-) Land $13,500 Building $55,300
2022	$866.00	$13,080 Land $2,570 Building $10,510
2021			$68,800 Land $13,500 Building $55,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (1984–2020)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20