Payne County property record for 3109 E 3rd Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,325 sqft · built 2007 |
| Lot Size | 0.173 acres (7,555 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Dec 2024) |
| Tax Bill | $1,974 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19N03E-18-2-SP270-001-0002 |
| Primary APN | 19N03E-18-2-SP270-001-0002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,325 sqft Living Area |
| 1st Floor Area | 1,325 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Aluminum Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,555 sqft (0.173 acres) |
| Lot Dimensions | 114 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Porch | Slab |
| Porch Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 75455 |
|---|---|
| Street Address | 3109 E 3RD AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-3939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT OAKS BLK 1 LOT 2 |
| Legal Range | 03E |
| Legal Township | 19N |
| Legal Section | 18 |
| Legal Subdivision | PLEASANT OAKS |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10600 |
3109 E 3rd Ave is owned and occupied by two individuals who bought it in December 2024.
Source: Payne County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3109 E 3RD AVE, STILLWATER, OK 74074-3939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2024 · Amount on File |
| Deed Sale | Dec 5, 2024 · Amount on File |
| Prior Sale | Nov 17, 2023 · Amount on File |
| Deed Document Number | 202412085 |
| Deed Book / Page | 2834 / 609 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3109 E 3rd Ave was $1,974 with a homeowner's exemption, up 119.8% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,112 (+139.18%) Land $3,147 Building $17,965 | $185,194 Land $27,612 Building $157,582 | |
| 2025 | $1,974.00 (+119.82%) | $8,827 (-) Land $1,241 Building $7,586 | |
| 2024 | $898.00 (+5.28%) | $8,827 (+5%) Land $1,241 Building $7,586 | $213,360 (+5.45%) Land $30,000 Building $183,360 |
| 2023 | $853.00 (+5.18%) | $8,407 (+5%) Land $1,246 Building $7,161 | $202,330 (+160.87%) Land $30,000 Building $172,330 |
| 2022 | $811.00 | $8,007 Land $2,064 Building $5,943 | $77,560 Land $20,000 Building $57,560 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3109 E 3rd Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3109 E 3rd Ave is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 73% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures