3105 E 3rd Ave, Stillwater, OK 74074 Property Records

Payne County property record for 3105 E 3rd Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,244 sqft · built 2007
Lot Size	0.173 acres (7,570 sqft)
Owner	2 Company Names on Record
Last Sale	$187,000 (Jul 2025)
Tax Bill	$915 (2025)
Deeds & Mortgages	Oct 2025 Transfer Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N03E-18-2-SP270-001-0003`

Property Details

APN / Parcel Number

Primary APN	`19N03E-18-2-SP270-001-0003`
Alternative APNs	`600075456` `75456`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	1,244 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,570 sqft (0.173 acres)
Lot Dimensions	114 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	433 sqft
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	75456
Street Address	3105 E 3RD AVE
City	STILLWATER
State	OK
Zip	74074-3939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT OAKS BLK 1 LOT 3
Legal Range	03E
Legal Township	19N
Legal Section	18
Legal Subdivision	PLEASANT OAKS
Legal Block	1
Legal Lot Number	3
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3009
Census Tract	10600

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3105 E 3RD AVE, STILLWATER, OK 74074-3939
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Intrafamily Transfer, Transfer
Jul 1, 2025	Warranty Deed, Transfer · Conventional Mortgage PLEASANT OAKS OF STILLWATER LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Mar 5, 2024 · Amount on Record
Deed Document Number	20257064
Deed Book / Page	2872 / 865
Last Transfer Date	Oct 20, 2025
Transfer Doc	0028970177
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PAYNE OK
Recording Date	Oct 22, 2025
Property Address	3105 E 3RD AVE, STILLWATER, OK 74074-3939
Document Number	0028970177
Book / Page	2897 / 177
Instrument Date	Oct 20, 2025
Instrument	I-2025-011757
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 E 3RD AVE, STILLWATER, OK 74074-3939

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Jul 1, 2025
Property Address	3105 E 3RD AVE, STILLWATER, OK 74074-3939
Document Number	0028720865
Book / Page	2872 / 865
Instrument Date	Jun 30, 2025
Instrument	I-2025-007064
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	OCTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 E 3RD AVE, STILLWATER, OK 74074-3939

Mortgage

Document Number	I2025007065
Date	Jul 1, 2025
Instrument	I-2025-007065

Lender

Name	PLEASANT OAKS OF STILLWATER LP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	420 Months
Due	Jul 1, 2060

Interest

Rate	3.5%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	3.5%
Index	1-Year CMT
Max Rate	6.5%

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$22,527 (+161.91%) Land $3,420 Building $19,107	$197,610 (-3.3%) Land $30,000 Building $167,610
2025	$915.00 (+4.57%)	$8,601 (-) Land $1,262 Building $7,339
2024	$875.00 (+5.29%)	$8,601 (+5.01%) Land $1,262 Building $7,339	$204,360 (+4.43%) Land $30,000 Building $174,360
2023	$831.00 (+5.19%)	$8,191 (+5%) Land $1,255 Building $6,936	$195,700 (+152.32%) Land $30,000 Building $165,700
2022	$790.00	$7,801 Land $2,011 Building $5,790	$77,560 Land $20,000 Building $57,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 73% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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