3109 Cambridge Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3109 Cambridge Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,665 sqft · built 1983
Lot Size	0.05 acres (2,178 sqft)
Owner	Trust Name on File
Last Sale	$216,500 (Jan 2002)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Jun 2023 Transfer Dec 2022 Document + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-680-001-000`

Property Details

APN / Parcel Number

Primary APN	`082-680-001-000`
Alternative APNs	`08268001100` `0826800110`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	1,665 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Wood
Lot Area	2,178 sqft (0.05 acres)
Terrain	Wooded
View / Lot	Waterfront
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,665 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3109 CAMBRIDGE RD
City	CAMERON PARK
State	CA
Zip	95682-9140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	L 1 LAKESIDE TWNHM
Legal Subdivision	LAKESIDE TWNHM
Legal Lot Number	1
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3010
Census Tract	30810

Owner

3109 Cambridge Rd is held in a trust since December 2022.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Trust Name on File
Mailing Address	3109 CAMBRIDGE RD, CAMERON PARK, CA 95682-9140
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Intrafamily Transfer, Transfer
Dec 12, 2022
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2002 · Amount on File
Deed Sale	Jan 7, 2002 · Amount on File
Deed Document Number	20021372
Last Transfer Date	Dec 9, 2022
Transfer Doc	0000046320
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 8, 2023
Property Address	3109 CAMBRIDGE RD, CAMERON PARK, CA 95682-9140
Document Number	0000015751
Map Reference	MB G PG 6
Instrument Date	Apr 18, 2023
Instrument	2023-0015751
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3109 CAMBRIDGE RD, CAMERON PARK, CA 95682-9140

December 2022:

Jurisdiction	EL DORADO CA
Recording Date	Dec 12, 2022
Property Address	3109 CAMBRIDGE RD, CAMERON PARK, CA 95682-9140
Document Number	0000046320
Map Reference	MB G PG 6
Instrument Date	Dec 9, 2022
Instrument	2022-0046320
Record Updated	Dec 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 CAMBRIDGE RD, CAMERON PARK, CA 95682-9140

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3109 CAMBRIDGE RD, CAMERON PARK, CA 95682-9140
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3485 SANTOS CIR, CAMERON PARK, CA 95682-8246

Mortgage

Document Number	0000027537
Date	Apr 21, 2021
Instrument	2021-0027537

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3109 Cambridge Rd was $3,560, up 2.2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Rescue Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$326,197 (+2%) Land $67,791 Building $258,406
2025	$3,560.00 (+2.18%)	$319,802 Land $66,462 Building $253,340
2024	$3,484.00 (+2.41%)
2023	$3,402.00 (+0.71%)	$307,385 Land $63,882 Building $243,503
2022	$3,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3109 Cambridge Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2019–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3109 Cambridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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