3097 Cambridge Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3097 Cambridge Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,188 sqft · built 1987
Lot Size	0.029 acres (1,306 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Mar 2012)
Tax Bill	$3,463 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-760-007-000`

Property Details

APN / Parcel Number

Primary APN	`082-760-007-000`
Alternative APN	`0827600710`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Construction Type	Wood
Lot Area	1,306 sqft (0.029 acres)
Terrain	Wooded
View / Lot	Water
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	2,188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	0827600710
Street Address	3097 CAMBRIDGE RD
City	CAMERON PARK
State	CA
Zip	95682-9100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 TMBRLINECOVTWN
Legal Subdivision	TMBRLINECOVTWN
Legal Lot Number	7
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	3
Census Block	3010
Census Tract	30810

Owner

Source: El Dorado County records · APN 082-760-007-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3097 CAMBRIDGE RD, CAMERON PARK, CA 95682-9100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 09, 2012 · Amount on Record
Deed Sale	Mar 09, 2012 · Amount on Record
Prior Sale	Feb 08, 2006
Deed Document Number	2012-0011612
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3097 CAMBRIDGE RD, CAMERON PARK, CA 95682-9100
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3097 CAMBRIDGE RD, CAMERON PARK, CA 95682-9100

Mortgage

Document Number	0000015157
Date	Apr 01, 2022
Instrument	2022-0015157

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	899 Months
Due	Mar 06, 2097

Interest

Rate Type	Adjustable Rate
Rate	2.93%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.9%

Tax Assessment & Valuation

Source: El Dorado County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Rescue Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,463.00 (+4.75%) Homeowner's exemption	$317,768 (+4.04%) Land $81,636 Building $236,132
2023	$3,306.00 (+0.73%) Homeowner's exemption	$305,430 Land $78,467 Building $226,963
2022	$3,282.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), as of August 25, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060170308103, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2019–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA0910001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EL DORADO ID - MAIN serves 128,408 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.