3109 97th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 3109 97th St, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,458 sqft · built 1993
Lot Size0.162 acres (7,060 sqft)
OwnerIndividual Name on File
Tax Bill$2,414 (2025)
Deeds & MortgagesMay 2023 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR103759

Property Details

APN / Parcel Number

Primary APNR103759
Alternative APN
  • R0485000000000500000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,458 sqft Living Area
Gross Area1,918 sqft
1st Floor Area1,458 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialOther
Lot Area7,060 sqft (0.162 acres)
Garage TypeAttached
Garage Area460 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3109 97TH ST
CityLUBBOCK
StateTX
Zip79423-4013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAPRIL PARK L 50
Legal SubdivisionAPRIL PARK
Legal Lot Number50
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2018
Census Tract10505

Owner

Source: Lubbock County assessment roll, APN R103759, as of October 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3109 97TH ST, LUBBOCK, TX 79423-4013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 03, 2023Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Jan 10, 2020Deed of Trust, Mortgage
ATTORNEY ONLY
Mar 10, 2018Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2002
Deed SaleJan 11, 2002
Prior SaleNov 18, 1996
Deed Document Number20021175
Deed Book / Page7442 / 344
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3109 97TH ST, LUBBOCK, TX 79423-4013
Transaction TypeMortgage
Record UpdatedMay 17, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 97TH ST, LUBBOCK, TX 79423-4013

Mortgage

Document Number0000016079
DateMay 03, 2023
Instrument2023016079
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueApr 01, 2063

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address3109 97TH ST, LUBBOCK, TX 79423-4013
Document Number0000001166
Instrument DateJan 10, 2020
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 97TH ST LUBBOCK TX 794234013, LUBBOCK, TX 79423-4013

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLUBBOCK TX
Property Address3109 97TH ST, LUBBOCK, TX 79423-4013
Document Number0000012967
Instrument DateMar 10, 2018
Transaction TypeMortgage
Record UpdatedAug 31, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3109 97TH ST LUBBOCK TX 794234013, LUBBOCK, TX 79423-4013

Mortgage

Document Number0000012967
DateApr 12, 2018
Instrument12967
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount Recorded
Term360 Months
DueApr 11, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Lubbock County assessment roll as of October 1, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,414.00 (-2.54%) Homeowner's exemption$205,049 (+19.06%) Land $14,120 Building $190,929$205,049 (+5.6%) Land $14,120 Building $190,929
2024$2,477.00 (+8.78%)
2023$2,277.00 (-16.65%) Homeowner's exemption$172,229 Land $14,120 Building $180,048$194,168 Land $14,120 Building $180,048
2022$2,732.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), as of October 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 341 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum Communications
Cable
940 / 35
JAB Wireless
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX1520002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on 97th St

Nearby Streets

Search Property Records by Address or Parcel Number