Lubbock County property record for 3104 97th St, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,511 sqft · built 1989 |
| Lot Size | 0.371 acres (16,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,599 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R103305 |
| Primary APN | R103305 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,511 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Other |
| Lot Area | 16,200 sqft (0.371 acres) |
| Lot Dimensions | 120 ft deep x 135 ft wide |
| Garage Area | 441 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3104 97TH ST |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-4012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | APRIL PARK L 33 & 34 |
| Legal Subdivision | APRIL PARK |
| Legal Lot Number | 340 34 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10505 |
3104 97th St is owned and occupied by an individual who acquired it in May 2020.
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3104 97TH ST, LUBBOCK, TX 79423-4012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2020 | Vendor's Lien, Transfer · VA Mortgage CITY BANK |
| May 4, 2018 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2020 |
| Deed Sale | May 26, 2020 |
| Prior Sale | May 4, 2018 |
| Deed Document Number | 2020020049 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 26, 2020 |
| Property Address | 3104 97TH ST, LUBBOCK, TX 79423-4012 |
| Document Number | 0000020049 |
| Map Reference | VOL 1627 PG 953 |
| Instrument Date | May 22, 2020 |
| Instrument | 2020020049 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | HUB CITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1701 32ND ST, LUBBOCK, TX 79411-1813 |
| Document Number | 0000020048 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 2020020048 |
| Name | CITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | May 4, 2018 |
| Property Address | 3104 97TH ST, LUBBOCK, TX 79423-4012 |
| Document Number | 0000016122 |
| Map Reference | VOL1627 PG953 |
| Instrument Date | May 4, 2018 |
| Instrument | 2018016122 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | WESTERN TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3104 97TH ST, LUBBOCK, TX 79423-4012 |
| Document Number | 0000016123 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 2018016123 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2033 |
The 2025 property tax bill for 3104 97th St was $1,599 with a homeowner's exemption, down 4.9% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,599.00 (-4.93%) Homeowner's exemption | $232,347 Land $29,700 Building $202,647 | $232,347 Land $29,700 Building $202,647 |
| 2024 | $1,682.00 (+4.47%) | ||
| 2023 | $1,610.00 (-45.68%) Homeowner's exemption | $202,136 Land $29,700 Building $188,407 | $218,107 Land $29,700 Building $188,407 |
| 2022 | $2,964.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3104 97th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3104 97th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
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