3108 W State Rd, Lima, OH 45807 Property Records

Allen County property record for 3108 W State Rd, Lima, OH 45807

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,263 sqft · built 1993
Lot Size	7.07 acres (307,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jun 2020)
Tax Bill	$8,155 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`26-3400-03-002.001`

Property Details

APN / Parcel Number

Primary APN	`26-3400-03-002.001`
Alternative APN	`C1126340003002001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,263 sqft Living Area
Gross Area	4,147 sqft
1st Floor Area	1,775 sqft
Attic	Attic
Attic Area	488 sqft
Basement Area	1,355 sqft
Family Room	Family Room

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	307,969 sqft (7.07 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	304 sqft
Deck Area	216 sqft
Patio Area	540 sqft
Canopy	216 sqft
Gazebo	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3108 W STATE RD
City	LIMA
State	OH
Zip	45807-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 JOINT TEN RTS 06-02-34
Jurisdiction	ALLEN OH
Township / Civil Division	SUGAR CREEK
Census Block Group	2
Census Block	2054
Census Tract	10300

Owner

Source: Allen County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3108 W STATE RD, LIMA, OH 45807-9713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage ANABAPTIST FINANCIAL
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU
Jan 4, 2017	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Dec 1, 2011 · Amount on Record
Deed Document Number	20206092
Deed Book / Page	2020 / 6092
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3108 W STATE RD, LIMA, OH 45807-9713
Transaction Type	Mortgage
Record Updated	Feb 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 W STATE RD, ELIDA, OH 45807-9713

Mortgage

Document Number	1310000882
Date	Jan 31, 2024
Book Page	2024/882
Instrument	202401310000882

Lender

Name	ANABAPTIST FINANCIAL
Type	Funding / Finance Company
Address	55 WHISPER CREEK DR, LEWISBURG, PA 17837

Agreement

Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 8, 2020
Property Address	3108 W STATE RD, LIMA, OH 45807-9713
Document Number	0000006092
Instrument Date	Jun 8, 2020
Instrument	6092
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3108 W STATE RD LIMA OH 458079713, LIMA, OH 45807-9713

Mortgage

Document Number	6093
Date	Jun 8, 2020
Instrument	6093

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3108 W STATE RD, LIMA, OH 45807-9713
Document Number	0000012429
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 W STATE ROAD ELIDA OH LIMA OH 45807, LIMA, OH 45807

Mortgage

Document Number	0000012429
Date	Nov 21, 2019
Instrument	12429

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2039

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	3108 W STATE RD, LIMA, OH 45807-9713
Document Number	0000000221
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3108 W STATE RD LIMA OH 458079713, LIMA, OH 45807-9713

Mortgage

Document Number	0000000221
Date	Jan 9, 2017
Instrument	221

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Jan 8, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Sugar Creek Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,155.00 (-8.27%)	$206,820 (-1.83%) Land $29,160 Building $177,660	$590,900 (-1.83%) Land $83,300 Building $507,600
2024	$8,890.00 (+32.79%) Homeowner's exemption	$210,670 (+40.01%) Land $29,160 Building $181,510	$601,900 (+40.01%) Land $83,300 Building $518,600
2023	$6,695.00 (+91.07%) Homeowner's exemption	$150,470 (-) Land $20,830 Building $129,640
2022	$3,504.00 Homeowner's exemption	$150,470 Land $20,830 Building $129,640
2021			$429,900 Land $59,500 Building $370,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Buckeye Wireless Fixed Wireless	300 / 30
Verizon Fixed Wireless	300 / 20
NKTELCO - Goldstar Fixed Wireless	50 / 5
MetaLINK Technologies Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Speedwavz.

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