2990 W State Rd, Lima, OH 45807 Property Records

Allen County property record for 2990 W State Rd, Lima, OH 45807 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,172 sqft · built 1920
Lot Size	4.31 acres (187,744 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2023)
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jan 2018 Sale & Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`26-3400-03-003.000`

Property Details

APN / Parcel Number

Primary APN	`26-3400-03-003.000`
Alternative APN	`C1126340003003000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area
Gross Area	3,072 sqft
1st Floor Area	1,092 sqft
Upper Floors Area	648 sqft
Attic	Attic
Attic Area	432 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	187,744 sqft (4.31 acres)
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Frame Porch
Porch Area	96 sqft
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2990 W STATE RD
City	LIMA
State	OH
Zip	45807-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW1/4 RTS 06-02-34
Jurisdiction	ALLEN OH
Township / Civil Division	SUGAR CREEK
Census Block Group	2
Census Block	2054
Census Tract	10300

Owner

Source: Allen County records · APN 26-3400-03-003.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2990 W STATE RD, LIMA, OH 45807-9713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 07, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 30, 2018	Warranty Deed, Transfer · Line of Credit THE UNION BK CO
Oct 27, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Mar 10, 2006	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NAT'L BK/BLUFFTON

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2023 · Amount on Record
Deed Sale	Jun 07, 2023 · Amount on Record
Prior Sale	Jan 30, 2018 · Amount on Record
Deed Document Number	20234740
Prior Transfer Date	Oct 06, 2017
Prior Transfer Doc	10270011944
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jun 07, 2023
Property Address	2990 W STATE RD, LIMA, OH 45807-9713
Document Number	6070004740
Book / Page	2023 / 4740
Instrument Date	Jun 02, 2023
Instrument	202306070004740
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 W STATE RD, LIMA, OH 45807-9713

Mortgage

Document Number	6070004741
Date	Jun 07, 2023
Instrument	202306070004741

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 30, 2018
Property Address	2990 W STATE RD, LIMA, OH 45807-9713
Document Number	0000001038
Instrument Date	Jan 29, 2018
Instrument	1038
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$111.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5191 N CABLE RD LIMA OH 458079518, LIMA, OH 45807-9518

Mortgage

Document Number	1039
Date	Jan 30, 2018
Instrument	1039

Lender

Name	THE UNION BK CO
Type	Bank
Address	LIMA, OH 45805

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 29, 2028

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 27, 2017
Property Address	2990 W STATE RD, LIMA, OH 45807-9713
Document Number	0000011944
Instrument Date	Oct 06, 2017
Instrument	11944
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$103.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	240 FRYSTOWN RD MYERSTOWN PA 170671914, MYERSTOWN, PA 17067-1914

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2990 W STATE RD, LIMA, OH 45807-9713
Document Number	0000014019
Instrument Date	Mar 10, 2006
Transaction Type	Mortgage
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2990 W STATE RD LIMA OH 458079713, LIMA, OH 45807-9713

Mortgage

Document Number	0000014019
Date	Nov 10, 2020
Instrument	14019

Lender

Name	CITIZENS NAT'L BK/BLUFFTON
Type	Bank
Address	BLUFFTON, OH 45817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 09, 2050

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	Sugar Creek Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,975.00 (-1.49%)	$75,530 (-) Land $19,810 Building $55,720	$215,800 (-) Land $56,600 Building $159,200
2024	$3,020.00 (+22.96%) Homeowner's exemption	$75,530 (+40.03%) Land $19,810 Building $55,720	$215,800 (+40.04%) Land $56,600 Building $159,200
2023	$2,456.00 (-1.92%)	$53,940 (-) Land $14,140 Building $39,800
2022	$2,504.00	$53,940 Land $14,140 Building $39,800
2021			$154,100 Land $40,400 Building $113,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030103002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982, rainfall accumulation

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Vaughnsville Telephone Company	Fixed Wireless (licensed-by-rule)	300 / 30
Verizon	Fixed Wireless	300 / 20
New Knoxville Telephone Company/GoldStar Communications	Fixed Wireless (unlicensed)	50 / 5
Defiance Holdings	Fixed Wireless (unlicensed)	25 / 5
AT&T	Fixed Wireless	25 / 3

May also be available at this address: Speedwavz, Vaughnsville Telephone Company, Defiance Holdings, Benton Ridge Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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