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3108 Orchard Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3108 Orchard Rd, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 1991
Lot Size0.662 acres (28,837 sqft)
OwnerIndividual Name on Record
Last Sale$239,000 (Dec 2022)
Tax Bill$5,975 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN03-030-00-148-00

Property Details

APN / Parcel Number

Primary APN03-030-00-148-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,728 sqft Living Area
Gross Area2,788 sqft
1st Floor Area1,728 sqft
AtticAttic
Attic Area210 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area28,837 sqft (0.662 acres)
Lot Dimensions340 ft deep x 85 ft wide
TerrainRolling
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area1,060 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area252 sqft
Patio Area210 sqft
Shed1 Shed
Shed Area50 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelSolar
SewerSeptic
Water SourceCistern

Location & Zoning

Street Address3108 ORCHARD RD
CityASHTABULA
StateOH
Zip44004-4424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT 114 & 115 SUB GDNS LOT 5
Legal SubdivisionSUBURBAN GARDENS ALLOTMENT
Legal Lot Number5
JurisdictionASHTABULA OH
Township / Civil DivisionASHTABULA
Census Block Group2
Census Block2012
Census Tract300

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3108 ORCHARD RD, ASHTABULA, OH 44004-4424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage · FHA Mortgage
PLANET HOME LENDING LLC
Aug 5, 2024Affidavit of Death of Joint Tenant, Transfer
Aug 5, 2024Transfer on Death Deed, Transfer
Dec 1, 2022Warranty Deed, Transfer · FHA Mortgage
AMERICAN MIDWEST MORTGAGE CORP
May 13, 2022Sheriff's Deed, Foreclosure
VTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 1, 2022 · Amount on Record
Deed SaleDec 1, 2022 · Amount on Record
Prior SaleMay 13, 2022 · Amount on Record
Deed Document Number202212758
Deed Book / Page786 / 300
Last Transfer DateAug 2, 2024
Transfer Doc0000006728
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address3108 ORCHARD RD, ASHTABULA, OH 44004-4424
Transaction TypeMortgage
Record UpdatedMar 6, 2026
Title CompanySOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3108 ORCHARD RD, ASHTABULA, OH 44004-4424

Mortgage

Document Number0000009980
DateOct 16, 2025
Book Page855/1581
Instrument2025-00009980
Lender
NamePLANET HOME LENDING LLC
TypeMortgage Company
AddressMERIDEN, CT 06450
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionASHTABULA OH
Recording DateAug 5, 2024
Property Address3108 ORCHARD RD, ASHTABULA, OH 44004-4424
Document Number0000006728
Book / Page824 / 196
Map ReferenceVOL 7 PG 8
Instrument DateAug 2, 2024
Instrument2024-00006728
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6363 YORK RD, PARMA HEIGHTS, OH 44130-3031

August 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionASHTABULA OH
Recording DateAug 5, 2024
Property Address3108 ORCHARD RD, ASHTABULA, OH 44004-4424
Document Number0000006730
Book / Page824 / 203
Map ReferenceVOL 7 PG 8
Instrument DateAug 2, 2024
Instrument2024-00006730
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6363 YORK RD, PARMA HEIGHTS, OH 44130-3031

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateDec 1, 2022
Property Address3108 ORCHARD RD, ASHTABULA, OH 44004-4424
Document Number0000012758
Book / Page786 / 300
Map ReferenceVOL 7 PG 8
Instrument DateNov 29, 2022
Instrument2022-00012758
Transaction TypeTransfer
Record UpdatedMar 10, 2023
Title CompanyVENTURE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3108 ORCHARD RD, ASHTABULA, OH 44004-4424

Mortgage

Document Number0000786302
DateDec 1, 2022
Instrument786/302
Lender
NameAMERICAN MIDWEST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2052

May 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionASHTABULA OH
Recording DateMay 13, 2022
Property Address3108 ORCHARD RD, ASHTABULA, OH 44004-4424
Document Number0000005158
Book / Page770 / 2597
Map ReferenceVOL 7 PG 8
Instrument DateApr 25, 2022
Instrument202200005158
Transaction TypeForeclosure
Record UpdatedNov 15, 2022
Title CompanyVTA TITLE AGENCY INC, NOVA TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7880 CUSHMAN DR, CONNEAUT, OH 44030-2992

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionAshtabula Township
Unified School DistrictBuckeye Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,975.00 (+96.42%)$67,240 (-) Land $9,140 Building $58,100$192,100 (-) Land $26,100 Building $166,000
2024$3,042.00 (+1.5%) Homeowner's exemption$67,240 (-) Land $9,140 Building $58,100
2023$2,997.00 (+2.29%)$67,240 (+21.2%) Land $9,140 Building $58,100$192,100 (+21.2%) Land $26,100 Building $166,000
2022$2,930.00$55,480 Land $7,040 Building $48,440
2020$158,500 Land $20,100 Building $138,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - ASHTABULA
private · serves 32,342 people · EPA ID OH0400711
Water SourceSurface water
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
GreatWave Communications
Fiber		600 / 600
Verizon
Fixed Wireless		300 / 20

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