3053 Orchard Rd, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3053 Orchard Rd, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,164 sqft · built 1955
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,031 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-030-00-138-00`

Property Details

APN / Parcel Number

Primary APN	`03-030-00-138-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	1,326 sqft
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	30,013 sqft (0.689 acres)
Lot Dimensions	200 ft deep x 150 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3053 ORCHARD RD
City	ASHTABULA
State	OH
Zip	44004-4421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 &52, 53 SUB GDNS
Legal Subdivision	SUBURBAN GARDENS ALLOTMENT
Legal Lot Number	17,52
Jurisdiction	ASHTABULA OH
Township / Civil Division	ASHTABULA
Census Block Group	2
Census Block	2015
Census Tract	300

Owner

3053 Orchard Rd is owned and occupied by two individuals who acquired it in March 2025.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3053 ORCHARD RD, ASHTABULA, OH 44004-4421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 17, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Mar 4, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 8, 2018	Warranty Deed, Transfer · VA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2025
Deed Sale	Mar 3, 2025
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	20251681
Deed Book / Page	837 / 1455
Prior Transfer Date	Jul 2, 2024
Prior Transfer Doc	0000001681
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3053 ORCHARD RD, ASHTABULA, OH 44004-4421
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3053 ORCHARD RD, ASHTABULA, OH 44004-4421

Mortgage

Document Number	0000012138
Date	Dec 15, 2025
Book Page	860/411
Instrument	2025-00012138

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3053 ORCHARD RD, ASHTABULA, OH 44004-4421
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007373
Date	Jun 17, 2021
Book Page	742/549
Instrument	202100007373

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3053 ORCHARD RD, ASHTABULA, OH 44004-4421
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012773
Date	Dec 13, 2019
Book Page	698/2183
Instrument	201900012773

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	3053 ORCHARD RD, ASHTABULA, OH 44004-4421
Document Number	0000002480
Instrument Date	Mar 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3053 ORCHARD RD ASHTABULA OH 440044421, ASHTABULA, OH 44004-4421

Mortgage

Document Number	0000002480
Date	Mar 19, 2019
Book Page	000679/000471
Instrument	2480

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Jun 8, 2018
Property Address	3053 ORCHARD RD, ASHTABULA, OH 44004-4421
Document Number	0000005589
Book / Page	661 / 0393
Map Reference	VOL 7 PG 13
Instrument Date	May 14, 2018
Instrument	201800005589
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3053 ORCHARD RD, ASHTABULA, OH 44004-4421

Mortgage

Document Number	0000005590
Date	Jun 8, 2018
Instrument	201800005590

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3053 Orchard Rd was $4,031.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Ashtabula Township
Unified School District	Buckeye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,031.00	$45,360 Land $13,650 Building $31,710	$129,600 Land $39,000 Building $90,600
2023	$2,032.00 (+6.05%) Homeowner's exemption	$45,360 (+22.83%) Land $13,650 Building $31,710	$129,600 Land $39,000 Building $90,600
2022	$1,916.00 Homeowner's exemption	$36,930 Land $10,500 Building $26,430
2020			$105,500 Land $30,000 Building $75,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3053 Orchard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3053 Orchard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - ASHTABULA private · serves 32,342 people · EPA ID OH0400711
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: GreatWave Communications, T-Mobile.

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