3108 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3108 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,877 sqft · built 2018
Lot Size	0.179 acres (7,797 sqft)
Owner	Individual Name on Record
Last Sale	$398,601 (Apr 2025)
Tax Bill	$4,957 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-252202-001630-0`

Property Details

APN / Parcel Number

Primary APN	`36-252202-001630-0`
Alternative APN	`381563`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,877 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	1,877 sqft
Flooring	Wood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Hardwood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	541 sqft
Driveway	Concrete Driveway
Driveway Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	350 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3108 GILCHRIST DR
City	LORENA
State	TX
Zip	76655-3946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARK MEADOWS ADDN PH 1-C LOT 30 BLOCK 16 ACRES .179
Legal Subdivision	PARK MEADOWS ADDN PH 1-C
Legal Block	16
Legal Lot Number	30
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2035
Census Tract	3708

Owner

Source: McLennan County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3225 GILCHRIST DR, LORENA, TX 76655-3942
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Vendor's Lien, Transfer · Conventional Mortgage NETWORK FUNDING LP
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HAMILTON GROUP FUNDING INC
Oct 9, 2018	Warranty Deed, Transfer WALLICK & VOLK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Oct 9, 2018 · Amount on Record
Deed Document Number	202512790
Prior Transfer Date	Aug 30, 2018
Prior Transfer Doc	0000035731
Record Updated	Oct 29, 2026

April 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 30, 2025
Property Address	3108 GILCHRIST DR, LORENA, TX 76655-3946
Document Number	0000012790
Map Reference	DOC 2017037539
Instrument Date	Apr 30, 2025
Instrument	2025012790
Transaction Type	Transfer
Record Updated	Oct 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3225 GILCHRIST DR, LORENA, TX 76655-3942
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012791
Date	Apr 30, 2025
Instrument	2025012791

Lender

Name	NETWORK FUNDING LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	3108 GILCHRIST DR, LORENA, TX 76655-3946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AGT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008351
Date	Mar 11, 2020
Instrument	2020008351

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 9, 2018
Property Address	3108 GILCHRIST DR, LORENA, TX 76655-3946
Document Number	0000035731
Instrument Date	Sep 27, 2018
Instrument	35731
Transaction Type	Transfer
Record Updated	Oct 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3108 GILCHRIST DR LORENA TX 766553946, LORENA, TX 76655-3946

Mortgage

Document Number	35732
Date	Oct 9, 2018
Instrument	35732

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$300,000 (-6.59%) Land $46,939 Building $253,061	$300,000 (-6.59%) Land $46,939 Building $253,061
2025	$4,957.00 (-4.54%) Homeowner's exemption	$321,160 (-2.53%) Land $42,730 Building $278,430	$321,160 (-2.53%) Land $42,730 Building $278,430
2024	$5,193.00 (+12.6%)
2023		$329,490 Land $42,730 Building $286,760	$329,490 Land $42,730 Building $286,760
2022	$4,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (1997–2012)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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