3105 Gilchrist Dr, Lorena, TX 76655 Property Records

McLennan County property record for 3105 Gilchrist Dr, Lorena, TX 76655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,528 sqft · built 2018
Lot Size0.179 acres (7,797 sqft)
Owner2 Individual Names on Record
Last Sale$358,200 (Dec 2021)
Tax Bill$6,537 (2025)
Deeds & MortgagesDec 2021 Mortgage
May 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN36-252202-001446-0

Property Details

APN / Parcel Number

Primary APN36-252202-001446-0
Alternative APN
  • 381500

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area2,528 sqft Living Area
Gross Area2,884 sqft
1st Floor Area1,348 sqft
2nd Floor Area1,180 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area7,797 sqft (0.179 acres)
Lot Dimensions120 ft deep x 65 ft wide
Garage TypeAttached
Garage Area357 sqft
DrivewayConcrete Driveway
Driveway Area600 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3105 GILCHRIST DR
CityLORENA
StateTX
Zip76655-3946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK MEADOWS ADDN PH 1-C LOT 46 BLOCK 14 ACRES .179
Legal SubdivisionPARK MEADOWS ADDN PH 1-C
Legal Block14
Legal Lot Number46
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2035
Census Tract3708

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4177 GAZEBO ST, 8212, LITTLE ELM, TX 76227-4558
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2021Vendor's Lien, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 6, 2019Vendor's Lien, Transfer · Conventional Mortgage
THE HOME EQUITY NETWORK
Oct 24, 2018Grant Deed, Transfer
NOT AVAILABLE
Oct 18, 2018Loan Modification, Mortgage
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2021 · Amount on Record
Deed SaleDec 3, 2021 · Amount on Record
Prior SaleMay 6, 2019 · Amount on Record
Deed Document Number202149092
Prior Transfer DateNov 30, 2021
Prior Transfer Doc0000049092
Record UpdatedOct 29, 2026

December 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateDec 3, 2021
Property Address3105 GILCHRIST DR, LORENA, TX 76655-3946
Document Number0000049092
Map ReferenceFILE 2017037539
Instrument DateNov 30, 2021
Instrument2021049092
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyAMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3161 BEAUFORD ST, 3161, ROBINSON, TX 76706-7449

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 GILCHRIST DR, LORENA, TX 76655-3946

Mortgage

Document Number0000049093
DateDec 3, 2021
Instrument2021049093
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

May 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateMay 6, 2019
Property Address3105 GILCHRIST DR, LORENA, TX 76655-3946
Document Number0000014690
Map ReferenceFILE 2017037539
Instrument DateApr 8, 2019
Instrument2019014690
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4090 STATE HIGHWAY 6 S, 4090, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

NameVerified Name
Address3105 GILCHRIST DR, LORENA, TX 76655-3946

Mortgage

Document Number0000014691
DateMay 6, 2019
Instrument2019014691
Lender
NameTHE HOME EQUITY NETWORK
TypeNon-Lending Institution
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCLENNAN TX
Recording DateOct 24, 2018
Property Address3105 GILCHRIST DR, LORENA, TX 76655-3946
Document Number0000037492
Instrument DateOct 18, 2018
Instrument37492
Transaction TypeTransfer
Record UpdatedApr 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCLENNAN TX
Property Address3105 GILCHRIST DR, LORENA, TX 76655-3946
Document Number0000037493
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4090 STATE HIGHWAY 6 S COLLEGE STATION TX 778458962, COLLEGE STATION, TX 77845-8962

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictMidway Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,000 (-8.21%) Land $46,939 Building $231,061$278,000 (-8.21%) Land $46,939 Building $231,061
2025$6,537.00 (-11.95%)$302,850 (-16.93%) Land $42,730 Building $260,120$302,850 (-16.93%) Land $42,730 Building $260,120
2024$7,424.00 (-5.39%)
2023$364,589 Land $42,730 Building $321,859$364,589 Land $42,730 Building $321,859
2022$7,847.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims4 (1997–2012)
Claims Outside the SFHA2 of 4
Most Recent ClaimMar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

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