Dare County property record for 3108 Bay Dr, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,164 sqft · built 1986 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Nov 2020) |
| Tax Bill | $5,418 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 987520812719 |
| Primary APN | 987520812719 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,164 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 987520812719 |
|---|---|
| Street Address | 3108 BAY DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-9447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 12-14 BLK: 89 SEC: PL: 2 SL: 131 |
| Legal Subdivision | VIRGINIA DARE SH |
| Legal Block | 89 |
| Legal Lot Number | 12-14 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 970200 |
Source: Dare County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 804 SHERRARD CT, CHESAPEAKE, VA 23322-4702 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on Record |
| Deed Sale | Nov 20, 2020 · Amount on Record |
| Deed Document Number | 0002438340 |
| Deed Book / Page | 2438 / 340 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Nov 20, 2020 |
| Property Address | 3108 BAY DR, KILL DEVIL HILLS, NC 27948-9447 |
| Document Number | 2438/340 |
| Book / Page | 2438 / 340 |
| Map Reference | MB 2 PG 131 |
| Instrument Date | Nov 19, 2020 |
| Instrument | 700087956 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 434 W HAYMAN BLVD, 434, KILL DEVIL HILLS, NC 27948-9614 |
| Name | Verified Name |
|---|---|
| Address | 804 SHERRARD CT, CHESAPEAKE, VA 23322-4702 |
| Document Number | 700087957 |
|---|---|
| Date | Nov 20, 2020 |
| Instrument | 700087957 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Dare County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kill Devil Hills Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,418.00 (+16.42%) | $989,500 (+60.82%) Land $418,500 Building $571,000 | |
| 2023 | $4,654.00 | $615,300 Land $240,300 Building $375,000 | |
| 2020 | $989,500 Land $418,500 Building $571,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 255 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 255 in force |
| Nearby Flood Claims | 222 (1985–2022) |
| Claims Outside the SFHA | 40 of 222 |
| Most Recent Claim | Apr 2022 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015 |
|---|---|
| Water Source | Purchased groundwater from DARE COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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