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3102 Bay Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 3102 Bay Dr, Kill Devil Hills, NC 27948 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,640 sqft · built 1986
Lot Size0.333 acres (14,500 sqft)
OwnerIndividual Name on File
Tax Bill$1,446 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN987520812731

Property Details

APN / Parcel Number

Primary APN987520812731
Alternative APN
  • 029610009

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,640 sqft Heated Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,500 sqft (0.333 acres)
View / LotWaterfront
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number987520812731
Street Address3102 BAY DR
CityKILL DEVIL HILLS
StateNC
Zip27948-9447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 9-11 BLK: 89 SEC: PL: 2 SL: 131
Legal SubdivisionVIRGINIA DARE SH
Legal Block89
Legal Lot Number9-11
Legal Unit1
JurisdictionDARE NC
Township / Civil DivisionATLANTIC
Census Block Group2
Census Block2007
Census Tract970200

Owner

Source: Dare County records · APN 987520812731

Assessment roll updated October 16, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3102 BAY DR, KILL DEVIL HILLS, NC 27948-9447
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDARE NC
Property Address3102 BAY DR, KILL DEVIL HILLS, NC 27948-9447
Transaction TypeMortgage
Record UpdatedNov 03, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 BAY DR, KILL DEVIL HILLS, NC 27948

Mortgage

Document Number2556/481
DateOct 21, 2021
Book Page2556/481
Instrument700107555
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Dare County records · Assessment roll updated October 16, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDare County
MunicipalityKill Devil Hills Town
Unified School DistrictDare County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,446.00 (+93.32%)$777,100 (+69.27%) Land $438,800 Building $338,300
2023$748.00$459,100 Land $251,900 Building $207,200
2020$777,100 Land $438,800 Building $338,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dare County (37055C), updated May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 255 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies255 in force
Nearby Flood Claims222 (1985–2022)
Claims Outside the SFHA40 of 222
Most Recent ClaimApr 2022
Claims By Storm
  • Tropical Storm Michael, Oct 2018 · 25 claims
  • Hurricane Matthew, Oct 2016 · 29 claims
  • Hurricane Irene, Aug 2011 · 73 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 398 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Ripple FiberFiber2,000 / 2,000
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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