Benton County property record for 3108 2nd St SE, Saint Cloud, MN 56304
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,048 sqft · built 2002 |
| Lot Size | 12.8 acres (560,617 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Sep 2016) |
| Tax Bill | $5,190 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.01323.00 |
| Primary APN | 09.01323.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| 1st Floor Area | 2,048 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 560,617 sqft (12.8 acres) |
| Garage Area | 780 sqft |
| Lean-To | 480 sqft |
| Pole Barn | 1,200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3108 2ND ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SECT-32 TWP-036 RANGE-030 NEESER FARM PLAT 2 LOT-001 BLOCK-001 12.87 AC |
| Legal Range | 030 |
| Legal Township | 036 |
| Legal Section | 32 |
| Legal Subdivision | NEESER FARM PLAT 2 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | MINDEN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21201 |
Source: Benton County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3108 2ND ST SE, SAINT CLOUD, MN 56304-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2016 · Amount on Record |
| Deed Sale | Sep 20, 2016 · Amount on Record |
| Deed Document Number | 2016418325 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 3108 2ND ST SE, SAINT CLOUD, MN 56304-9400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000456035 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 456035 |
| Name | COMPEER FINANCIAL FLCA |
|---|---|
| Type | Bank |
| Address | SUN PRAIRIE, WI 53590 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| County Subdivision | Minden Township |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,190.00 (+29.04%) | $699,300 (+11.66%) Land $130,400 Building $568,900 | $699,300 (+11.66%) Land $130,400 Building $568,900 |
| 2023 | $4,022.00 | $626,300 Land $116,800 Building $509,500 | $626,300 Land $116,800 Building $509,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 67% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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