3035 2nd St SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 3035 2nd St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,400 sqft · built 1962
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,442 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09.00588.00`

Property Details

APN / Parcel Number

Primary APN	`09.00588.00`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,050 sqft
Finished Basement	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1979
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	100,188 sqft (2.3 acres)
Garage Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3035 2ND ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-036 RANGE-030 2.30 AC W 250 FT OF S 400 FT OF NE1/4
Legal Range	030
Legal Township	036
Legal Section	32
Jurisdiction	BENTON MN
Township / Civil Division	MINDEN
Census Block Group	2
Census Block	2023
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3035 2ND ST SE, SAINT CLOUD, MN 56304-9400
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	3035 2ND ST SE, SAINT CLOUD, MN 56304-9400
Transaction Type	Mortgage
Record Updated	Aug 9, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	453816
Date	Jul 13, 2021
Instrument	453816

Lender

Name	ST CLOUD FCU
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
County Subdivision	Minden Township
Unified School District	Sauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,442.00 (+12.02%) Homeowner's exemption	$282,900 (+5.96%) Land $58,400 Building $224,500	$282,900 (+5.96%) Land $58,400 Building $224,500
2023	$2,180.00	$267,000 Land $54,500 Building $212,500	$267,000 Land $54,500 Building $212,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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