Dubuque County property record for 3107 Spring Valley Rd, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,570 sqft · built 1974 |
| Lot Size | 0.24 acres (10,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $346,000 (Jan 2025) |
| Tax Bill | $3,966 (2025) |
| Deeds & Mortgages | Jan 2025 Mortgage Dec 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-15-326-004 |
| Primary APN | 10-15-326-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| 1st Floor Area | 1,482 sqft |
| Basement Area | 1,482 sqft |
| Finished Basement | 1,344 sqft |
| Game Room | Game Room |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,455 sqft (0.24 acres) |
| Lot Dimensions | 123 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 95 sqft |
| Deck Area | 292 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3107 SPRING VALLEY RD |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-1530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 21 BLK 5 ARBOR OAKS |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 15 |
| Legal Subdivision | EISENHOWER |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1101 |
Source: Dubuque County records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3107 SPRING VALLEY RD, DUBUQUE, IA 52001-1530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NBKC BANK |
| Dec 13, 2024 | Deed of Trust, Mortgage · Line of Credit MIDWESTONE BANK |
| Mar 2, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage NBKC BANK |
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2025 · Amount on Record |
| Deed Sale | Jan 31, 2025 · Amount on Record |
| Prior Sale | Sep 1, 2015 · Amount on Record |
| Deed Document Number | 20251067 |
| Prior Transfer Date | Sep 26, 2016 |
| Prior Transfer Doc | 0000012711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 3107 SPRING VALLEY RD, DUBUQUE, IA 52001-1530 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3107 SPRING VALLEY RD, DUBUQUE, IA 52001-1530 |
| Document Number | 0000001068 |
|---|---|
| Date | Jan 31, 2025 |
| Instrument | 2025-00001068 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Address | 8320 WARD PKWY, KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 3107 SPRING VALLEY RD, DUBUQUE, IA 52001-1530 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3107 SPRING VALLEY RD, DUBUQUE, IA 52001-1530 |
| Document Number | 0000012056 |
|---|---|
| Date | Dec 13, 2024 |
| Instrument | 2024-00012056 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | 4730 ASBURY RD, DUBUQUE, IA 52002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Mar 2, 2026 |
| Property Address | 3107 SPRING VALLEY RD, DUBUQUE, IA 52001-1530 |
| Document Number | 0000002019 |
| Instrument Date | Feb 12, 2026 |
| Instrument | 2026-00002019 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3107 SPRING VALLEY RD, DUBUQUE, IA 52001-1530 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3107 SPRING VALLEY RD, DUBUQUE, IA 52001-1530 |
| Document Number | 0000002020 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026-00002020 |
| Name | NBKC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 3107 SPRING VALLEY RD, DUBUQUE, IA 52001-1530 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015637 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 2020-00015637 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | STILLWATER, MN 55082 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 1, 2040 |
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,966.00 Homeowner's exemption | $337,000 (+17.83%) Land $38,700 Building $298,300 | $337,000 (+17.83%) Land $38,700 Building $298,300 |
| 2024 | $3,966.00 (+2.69%) | ||
| 2023 | $286,000 (+22.83%) Land $36,400 Building $249,600 | $286,000 (+22.83%) Land $36,400 Building $249,600 | |
| 2022 | $3,862.00 Homeowner's exemption | $232,840 Land $36,380 Building $196,460 | |
| 2021 | $232,840 Land $36,380 Building $196,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, T-Mobile.
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