Dubuque County property record for 3089 Spring Valley Rd, Dubuque, IA 52001
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,472 sqft · built 1974 |
| Lot Size | 0.24 acres (10,455 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,500 (May 2021) |
| Tax Bill | $4,122 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-15-326-005 |
| Primary APN | 10-15-326-005 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 1,472 sqft |
| Basement Area | 1,472 sqft |
| Finished Basement | 1,164 sqft |
| Game Room | Game Room |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,455 sqft (0.24 acres) |
| Lot Dimensions | 123 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 112 sqft |
| Deck Area | 310 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3089 SPRING VALLEY RD |
|---|---|
| City | DUBUQUE |
| State | IA |
| Zip | 52001-1528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CI |
| Legal Description | LOT 20 BLK 5 ARBOR OAKS |
| Legal Range | 02E |
| Legal Township | 89N |
| Legal Section | 15 |
| Legal Subdivision | EISENHOWER |
| Legal Block | 5 |
| Legal Lot Number | 20 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | DUBUQUE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1101 |
Source: Dubuque County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3089 SPRING VALLEY RD, DUBUQUE, IA 52001-1528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CREDIT UNION |
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit GREENSTATE CU |
| May 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU |
| Jan 25, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BELLEVUE ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Deed Document Number | 20217462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Apr 28, 2026 |
| Property Address | 3089 SPRING VALLEY RD, DUBUQUE, IA 52001-1528 |
| Document Number | 0000004270 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20264270 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3089 SPRING VALLEY RD, DUBUQUE, IA 52001-1528 |
| Document Number | 0000004270, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20264270 |
| Name | DUPACO COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 3089 SPRING VALLEY RD, DUBUQUE, IA 52001-1528 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3089 SPRING VALLEY RD, DUBUQUE, IA 52001-1528 |
| Document Number | 0000006131 |
|---|---|
| Date | May 11, 2022 |
| Instrument | 2022-00006131 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Address | NORTH LIBERTY, IA 52317 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 10, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | May 10, 2021 |
| Property Address | 3089 SPRING VALLEY RD, DUBUQUE, IA 52001-1528 |
| Document Number | 0000007462 |
| Instrument Date | May 6, 2021 |
| Instrument | 2021-00007462 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $416.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3089 SPRING VALLEY RD, DUBUQUE, IA 52001-1528 |
| Document Number | 0000007463 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021-00007463 |
| Name | GREENSTATE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Property Address | 3089 SPRING VALLEY RD, DUBUQUE, IA 52001-1528 |
| Document Number | 0000001020 |
| Instrument Date | Jan 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 246 E 14TH ST DUBUQUE IA 520014910, DUBUQUE, IA 52001-4910 |
| Document Number | 0000001020 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 1020 |
| Name | BELLEVUE ST BK |
|---|---|
| Type | Bank |
| Address | BELLEVUE, IA 52031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 25, 2048 |
Source: Dubuque County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Municipality | Dubuque City |
| Unified School District | Dubuque Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,122.00 | $331,600 (+15.66%) Land $38,700 Building $292,900 | $331,600 (+15.66%) Land $38,700 Building $292,900 |
| 2024 | $4,122.00 (+4.14%) | ||
| 2023 | $286,700 (+24.89%) Land $36,400 Building $250,300 | $286,700 (+24.89%) Land $36,400 Building $250,300 | |
| 2022 | $3,958.00 | $229,560 Land $36,380 Building $193,180 | |
| 2021 | $229,560 Land $36,380 Building $193,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Comelec Internet Services, ImOn Communications, Nextlink, T-Mobile.
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