3107 Morningside Ct, Baldwin, MD 21013 Property Records

Harford County property record for 3107 Morningside Ct, Baldwin, MD 21013

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,900 sqft · built 1979
Lot Size	0.687 acres (29,925 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,000 (Apr 2018)
Tax Bill	$6,003 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-070410`

Property Details

APN / Parcel Number

Primary APN	`04-070410`
Alternative APNs	`4070410` `070410`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,900 sqft Total Area
Basement Area	840 sqft
Finished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	29,925 sqft (0.687 acres)
Lot Dimensions	175 ft deep x 191 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	480 sqft
Deck Area	742 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	070410
Street Address	3107 MORNINGSIDE CT
City	BALDWIN
State	MD
Zip	21013-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 219 237/105X175 3107 MORNINGSIDE COURT GLEN ELYN S4 P 26/78
Legal Subdivision	GLEN ELYN
Legal Lot Number	219
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2015
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3107 MORNINGSIDE CT, BALDWIN, MD 21013-9528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 15, 2022	Intrafamily Transfer, Transfer
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI NFM LNDG
Apr 17, 2018	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2018 · Amount on Record
Deed Sale	Apr 17, 2018 · Amount on Record
Prior Sale	Jul 9, 2015 · Amount on Record
Deed Book / Page	12784 / 21
Last Transfer Date	Jul 27, 2022
Transfer Doc	0156350009
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3107 MORNINGSIDE CT, BALDWIN, MD 21013-9528
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 MORNINGSIDE CT, BALDWIN, MD 21013-9528

Mortgage

Document Number	0168280374
Date	Oct 1, 2025
Book Page	16828/374

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Sep 24, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Aug 15, 2022
Property Address	3107 MORNINGSIDE CT, BALDWIN, MD 21013-9528
Document Number	0156350009
Book / Page	15635 / 9
Map Reference	MB 26 FO 78
Instrument Date	Jul 27, 2022
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3107 MORNINGSIDE COURT, LUTHERVILLE TIMONIUM, MD 21093

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3107 MORNINGSIDE CT, BALDWIN, MD 21013-9528
Document Number	0138290419
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3107 MORNINGSIDE CT BALDWIN MD 210139528, BALDWIN, MD 21013-9528

Mortgage

Document Number	0138290419
Date	May 4, 2020
Book Page	013829/000419

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Apr 17, 2018
Property Address	3107 MORNINGSIDE CT, BALDWIN, MD 21013-9528
Document Number	0127840021
Book / Page	12784 / 0021
Map Reference	MB26 FO78
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	BALDWIN, MD 21013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3107 MORNINGSIDE CT, BALDWIN, MD 21013-9528

Mortgage

Document Number	0001278428
Date	Apr 17, 2018
Instrument	12784/28

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,003.00 (+13.54%)	$545,333 (+6.41%)	$578,200 (-) Land $126,900 Building $451,300
2025	$5,287.00 (+4.84%)	$512,467 (+9.41%)	$578,200 (+20.56%) Land $126,900 Building $451,300
2023		$468,400	$479,600 Land $126,900 Building $352,700
2022	$5,043.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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