3102 Morningside Ct, Baldwin, MD 21013 Property Records

Harford County property record for 3102 Morningside Ct, Baldwin, MD 21013

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,879 sqft · built 1978
Lot Size	0.973 acres (42,367 sqft)
Owner	2 Individual Names on File
Last Sale	$595,000 (Jan 2022)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-000579`

Property Details

APN / Parcel Number

Primary APN	`04-000579`
Alternative APNs	`4000579` `000579`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,879 sqft Total Area
Basement Area	740 sqft
Finished Basement	740 sqft
Utility Area	462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	42,367 sqft (0.973 acres)
Lot Dimensions	269 ft deep x 143 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	341 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	000579
Street Address	3102 MORNINGSIDE CT
City	BALDWIN
State	MD
Zip	21013-9527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 224 108/207X269 3102 MORNINGSIDE COURT GLEN ELYN S4 P 26/78
Legal Subdivision	GLEN ELYN
Legal Lot Number	224
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2015
Census Tract	304201

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3102 MORNINGSIDE CT, BALDWIN, MD 21013-9527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage M & T BANK
Jan 12, 2022	Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 12, 2022 · Amount on Record
Deed Sale	Jan 12, 2022 · Amount on Record
Deed Book / Page	15302 / 109
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	3102 MORNINGSIDE CT, BALDWIN, MD 21013-9527
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0122880373
Date	Apr 5, 2017
Book Page	12288/0373
Instrument	12288-0373

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jan 12, 2022
Property Address	3102 MORNINGSIDE CT, BALDWIN, MD 21013-9527
Document Number	0153020109
Book / Page	15302 / 109
Map Reference	MB 26 FO 78
Instrument Date	Jan 4, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3102 MORNINGSIDE CT, BALDWIN, MD 21013-9527

Mortgage

Document Number	0015302116
Date	Jan 12, 2022
Instrument	15302/116

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,133 (+54.23%)	$576,700 (+76.9%) Land $129,400 Building $447,300
2025	$3,613.00 (+3.94%) Homeowner's exemption
2023		$319,733	$326,000 Land $129,400 Building $196,600
2022	$3,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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