Union County property record for 3107 Holly Tree Ln, Monroe, NC 28110
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 3.5 ba · 2,141 sqft · built 2019 |
| Lot Size | 0.897 acres (39,073 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $257,500 (Jun 2019) |
| Tax Bill | $2,057 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-348-098 |
| Primary APN | 09-348-098 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,141 sqft Living Area |
| 1st Floor Area | 1,218 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Lot Area | 39,073 sqft (0.897 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3107 HOLLY TREE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8961 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-20 UNION |
| Legal Description | #8 WILLOUGHBY WOODS SEC2 PB6PG167 |
| Legal Subdivision | WILLOUGHBY WOODS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20403 |
3107 Holly Tree Ln is owned and occupied by two individuals who bought it in June 2019.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3107 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jan 11, 2019 | Loan Modification, Mortgage FIRST NAT'L BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2019 · Amount on File |
| Deed Sale | Jun 28, 2019 · Amount on File |
| Prior Sale | Jul 25, 2018 · Amount on File |
| Deed Document Number | 201918274 |
| Deed Book / Page | 7403 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3107 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000837918 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 8379/18 |
| Instrument | 2618 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3107 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Document Number | 7298696 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3107 HOLLY TREE LN MONROE NC 28110, MONROE, NC 28110 |
| Document Number | 7298696 |
|---|---|
| Date | Jan 15, 2019 |
| Book Page | 007298/000696 |
| Instrument | 1072 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | 1005 HIGH HOUSE RD, CARY, NC 27513-3586 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 3107 Holly Tree Ln was $2,057.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,200 (-) Land $75,900 Building $349,300 | $425,200 (-) Land $75,900 Building $349,300 | |
| 2025 | $2,057.00 | $425,200 Land $75,900 Building $349,300 | $425,200 Land $75,900 Building $349,300 |
| 2023 | $1,813.00 | $283,300 Land $52,600 Building $230,700 | $283,300 Land $52,600 Building $230,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3107 Holly Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3107 Holly Tree Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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