Union County property record for 3103 Holly Tree Ln, Monroe, NC 28110
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 2.5 ba · 2,130 sqft · built 2019 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $270,000 (Jun 2020) |
| Tax Bill | $2,001 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2024 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-348-099 |
| Primary APN | 09-348-099 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Lot Area | 35,719 sqft (0.82 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3103 HOLLY TREE LN |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8961 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | R-20 UNION |
| Legal Description | #7 WILLOUGHBY WOODS SEC2 PB6 PG167 |
| Legal Subdivision | WILLOUGHBY WOODS |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20403 |
3103 Holly Tree Ln is owned by a company that acquired it in October 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3103 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Nov 13, 2024 | Intrafamily Transfer, Transfer |
| Aug 1, 2019 | Grant Deed, Mortgage · Line of Credit QUANTA FIN LLC |
| May 9, 2019 | Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/PA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Prior Sale | Aug 1, 2019 · Amount on File |
| Deed Document Number | 202023010 |
| Deed Book / Page | 7714 / 31 |
| Last Transfer Date | Oct 7, 2024 |
| Transfer Doc | 0009012665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3103 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008138609 |
|---|---|
| Date | Jun 16, 2021 |
| Book Page | 8138/609 |
| Instrument | 28515 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 13, 2024 |
| Property Address | 3103 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Document Number | 0009012665 |
| Book / Page | 9012 / 665 |
| Map Reference | MB 6 PG 167 |
| Instrument Date | Oct 7, 2024 |
| Instrument | 27270 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3103 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Name | Verified Name |
|---|---|
| Address | 3103 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 1, 2019 |
| Property Address | 3103 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Document Number | 74311 |
| Book / Page | 007431 / 000001 |
| Instrument Date | Aug 1, 2019 |
| Instrument | 22492 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $520.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3103 HOLLY TREE LN MONROE NC 28110, MONROE, NC 28110 |
| Investor | Possibly a Property Investor |
| Document Number | 74314 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 007431/000004 |
| Instrument | 22493 |
| Name | QUANTA FIN LLC |
|---|---|
| Address | 4195 E THOUSAND OAKS BLVD # 201, WESTLAKE VILLAGE, CA 91362-3865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3103 HOLLY TREE LN, MONROE, NC 28110-8961 |
| Document Number | 737341 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | NEW SALEM RD MARSHVILLE NC 28103, MARSHVILLE, NC 28103 |
| Investor | Possibly a Property Investor |
| Document Number | 737341 |
|---|---|
| Date | May 17, 2019 |
| Book Page | 007373/000041 |
| Instrument | 13358 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | 1005 HIGH HOUSE RD, CARY, NC 27513-3586 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3103 Holly Tree Ln was $2,001.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,700 (-) Land $75,300 Building $338,400 | $413,700 (-) Land $75,300 Building $338,400 | |
| 2025 | $2,001.00 | $413,700 Land $75,300 Building $338,400 | $413,700 Land $75,300 Building $338,400 |
| 2023 | $1,781.00 | $278,200 Land $51,600 Building $226,600 | $278,200 Land $51,600 Building $226,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3103 Holly Tree Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3103 Holly Tree Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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