3107 Carman Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 3107 Carman Rd, Schenectady, NY 12303

Property Summary

Property TypeApartments (5+ Units)
Details14,922 sqft · built 1985
Lot Size1.82 acres (79,279 sqft)
OwnerCompany Name on File
Last Sale$1,300,000 (Jul 2015)
Tax Bill$41,687 (2026)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 71.6-5-10

Property Details

APN / Parcel Number

Primary APN422800 71.6-5-10
Alternative APN
  • 280007100600050100000000

Interior

Units20 Units
Stories2 Stories
Building Area14,922 sqft Gross Area
Basement Area7,476 sqft
Finished Basement7,476 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1990
Lot Area79,279 sqft (1.82 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3107 CARMAN RD
CitySCHENECTADY
StateNY
Zip12303-4536
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR-3
Legal Block5
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2004
Census Tract33003

Owner

3107 Carman Rd, a residential property, is owned by a company that bought it in July 2015.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address1395 KINGS RD, SCHENECTADY, NY 12303-2815
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2015 · Amount on File
Deed SaleJul 2, 2015 · Amount on File
Prior SaleJul 2, 2015 · Amount on File
Deed Book / Page1917 / 658
Prior Transfer DateApr 26, 2011
Prior Transfer Doc0000017003
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3107 CARMAN RD, SCHENECTADY, NY 12303-4536
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024203
DateAug 18, 2020
Book Page5013/1
Instrument202024203
Lender
NameTRUSTCO BANK
TypeBank
AddressSCHENECTADY, NY 12302
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3107 Carman Rd was $41,687, down 5.8% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,687.00 (-5.76%)
2025$44,235.00$760,000 Land $145,500 Building $614,500$1,169,200 Land $223,840 Building $945,360
2023$760,000 Land $145,500 Building $614,500$1,000,000 Land $191,447 Building $808,553

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3107 Carman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3107 Carman Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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