3100 Carman Rd, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 3100 Carman Rd, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1960
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$173,000 (Oct 2025)
Tax Bill$4,399 (2026)
Deeds & MortgagesOct 2025 Foreclosure
Feb 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN422800 71.6-3-28

Property Details

APN / Parcel Number

Primary APN422800 71.6-3-28
Alternative APN
  • 280007100600030280000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area50 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3100 CARMAN RD
CitySCHENECTADY
StateNY
Zip12303-4549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB-1
Legal DescriptionR,G,BZY 1.A-107-5
Legal Block3
Legal Lot Number28.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group2
Census Block2003
Census Tract33003

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1433 DIVISION ST, BALLSTON LAKE, NY 12019-2918
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Referee's Deed, Foreclosure
LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Feb 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Nov 5, 2020Warranty Deed, Transfer · VA Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Prior SaleNov 5, 2020 · Amount on Record
Deed Document Number202525265
Deed Book / Page2159 / 568
Prior Transfer DateOct 7, 2025
Prior Transfer Doc0000025265
Record UpdatedOct 29, 2026

October 2025: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionSCHENECTADY NY
Recording DateOct 24, 2025
Property Address3100 CARMAN RD, SCHENECTADY, NY 12303-4549
Document Number0000025265
Instrument DateOct 24, 2025
Instrument202525265
Transaction TypeForeclosure
Record UpdatedNov 7, 2025
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Tax$692.00
Amount AccuracyFull Amount Stated
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1433 DIVISION STRETT, BALLSTON LAKE, NY 12019-2918

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3100 CARMAN RD, SCHENECTADY, NY 12303-4549
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008122
DateFeb 22, 2017
Book Page4743/838
Instrument201708122
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 5, 2020
Property Address3100 CARMAN RD, SCHENECTADY, NY 12303-4549
Document Number0000034249
Book / Page2044 / 977
Instrument DateOct 30, 2020
Instrument202034249
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$628.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3100 CARMAN RD, 3100, SCHENECTADY, NY 12303-4549

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 GREGG RD, ALTAMONT, NY 12009-9467

Mortgage

Document Number0000034250
DateNov 5, 2020
Instrument202034250
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,399.00 (-1.96%)
2025$4,487.00$100,000 (-) Land $15,300 Building $84,700$153,800 (+10.73%) Land $23,531 Building $130,269
2024$100,000 (-) Land $15,300 Building $84,700$138,900 (+5.55%) Land $21,252 Building $117,648
2023$100,000 Land $15,300 Building $84,700$131,600 Land $20,135 Building $111,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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