3106 S Summit Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 3106 S Summit Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,220 sqft · built 1949
Lot Size	0.175 acres (7,606 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Nov 2023)
Tax Bill	$3,053 (2025)
Deeds & Mortgages	Jul 2024 Mortgage Nov 2023 Sale & Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-29-479-002-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-29-479-002-000`
Alternative APN	`40227`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,220 sqft Finished Area
Gross Area	1,080 sqft
1st Floor Area	720 sqft
Upper Floors Area	360 sqft
Basement Area	720 sqft
Finished Basement	576 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,606 sqft (0.175 acres)
Lot Dimensions	131 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	21 sqft
Deck Area	101 sqft
Patio Area	109 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40227
Street Address	3106 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57105-5640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLOCK 3 ROGER MILLS 1ST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ROGER MILLS 1ST ADDN
Legal Block	3
Legal Lot Number	20
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3007
Census Tract	1501

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Nov 20, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Nov 20, 2023	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Nov 1, 2023	Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO
Aug 18, 2021	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Feb 19, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Nov 26, 2013	Warranty Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE COMPA
Nov 26, 2013	Warranty Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE COMPA
Jun 15, 2012	Warranty Deed, Transfer GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE COMP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2023 · Amount on Record
Deed Sale	Nov 20, 2023 · Amount on Record
Deed Book / Page	623-D / 156
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640

Mortgage

Document Number	MTG1986/869
Date	Jul 19, 2024
Book Page	MTG 1986/869

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 22, SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 20, 2023
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	DEEDS623/156
Book / Page	DEEDS623 / 156
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640

Mortgage

Document Number	0001977909
Date	Nov 20, 2023
Instrument	1977/909

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 20, 2023
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	DEEDS623/156
Book / Page	DEEDS623 / 156
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640

Mortgage

Document Number	0001977909
Date	Nov 20, 2023
Instrument	1977/909

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 20, 2023
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	EES623/156
Book / Page	EES623 / 156
Instrument Date	Nov 17, 2023
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2.45
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 1, 2023
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	EES622/811
Book / Page	EES622 / 811
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2.39
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	711 W 37TH ST, SIOUX FALLS, SD 57105-5602

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Aug 18, 2021
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	607DEED/377
Book / Page	607 DEED / 377
Instrument Date	Aug 5, 2021
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 W BROWN ST, LUVERNE, MN 56156-1402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 W 37TH ST, SIOUX FALLS, SD 57105-5604

Mortgage

Document Number	1931MTG665
Date	Aug 18, 2021
Instrument	1931 MTG/665

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 19, 2021
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	603DEED/13
Book / Page	603 DEED / 13
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30823 242ND ST, PRESHO, SD 57568-5403

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 26, 2013
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	000553/206
Book / Page	553 / 206
Instrument Date	Nov 25, 2013
Instrument	334161
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE COMPA

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3104 S NORTON AVE, SIOUX FALLS, SD 57105
Investor	Possibly a Property Investor

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 26, 2013
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	000553/224
Book / Page	553 / 224
Instrument Date	Nov 25, 2013
Instrument	334207
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE COMPA

Transaction

Amount	Amount Recorded
Tax	$115.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3401 W 41ST ST, SIOUX FALLS, SD 57106-0710

June 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 15, 2012
Property Address	3106 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	000543/500
Book / Page	543 / 500
Instrument Date	Jun 13, 2012
Instrument	216603
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE COMP

Transaction

Amount	Amount Recorded
Tax	$110.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27905 472ND AVE, WORTHING, SD 57077-5730

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,053.00	$224,800 (+2.65%) Land $32,200 Building $192,600
2024	$3,053.00 (+14.65%)	$219,000 (+24.22%) Land $32,200 Building $186,800
2022	$2,663.00	$176,300 Land $32,200 Building $144,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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