3100 S Summit Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 3100 S Summit Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1949
Lot Size	0.175 acres (7,606 sqft)
Owner	2 Trust Names on Record
Last Sale	$282,000 (Apr 2023)
Tax Bill	$3,368 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-29-479-001-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-29-479-001-000`
Alternative APN	`40228`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Finished Area
1st Floor Area	780 sqft
Upper Floors Area	312 sqft
Basement Area	780 sqft
Finished Basement	530 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,606 sqft (0.175 acres)
Lot Dimensions	131 ft deep x 58 ft wide
Garage Type	Detached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	36 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	40228
Street Address	3100 S SUMMIT AVE
City	SIOUX FALLS
State	SD
Zip	57105-5640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 3 ROGER MILLS 1ST ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	ROGER MILLS 1ST ADDN
Legal Block	3
Legal Lot Number	21
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3007
Census Tract	1501

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3100 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage RELIABANK DAKOTA
Oct 21, 2021	Warranty Deed, Transfer · Conventional Mortgage RELIABANK DAKOTA
Feb 13, 2020	Affidavit of Death of Joint Tenant, Transfer
Apr 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Deed Book / Page	619-D / 473
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	3100 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3100 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640

Mortgage

Document Number	1968MTG/488
Date	Apr 20, 2023
Book Page	1968 MTG/488

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 26, 2023
Property Address	3100 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	619DEED/473
Book / Page	619 DEED / 473
Instrument Date	Apr 18, 2023
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3100 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640

Mortgage

Document Number	1968MTG692
Date	Apr 26, 2023
Instrument	1968 MTG/692

Lender

Name	RELIABANK DAKOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 21, 2021
Property Address	3100 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	608DEED/999
Book / Page	608 DEED / 999
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W 37TH ST, SIOUX FALLS, SD 57105-5604

Mortgage

Document Number	1937MTG429
Date	Oct 21, 2021
Instrument	1937 MTG/429

Lender

Name	RELIABANK DAKOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 13, 2020
Property Address	3100 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	290MISC/905
Book / Page	290 MISC / 905
Instrument Date	Feb 10, 2020
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	809 W 37TH ST, SIOUX FALLS, SD 57105-5604

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 24, 2017
Property Address	3100 S SUMMIT AVE, SIOUX FALLS, SD 57105-5640
Document Number	000575/218
Book / Page	575 / 218
Instrument Date	Apr 7, 2017
Instrument	000000708465
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 W 37TH ST, SIOUX FALLS, SD 57105-5602
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,368.00	$249,000 (-4.08%) Land $32,200 Building $216,800
2024	$3,368.00 (+40.8%)	$259,600 (+64.83%) Land $32,200 Building $227,400
2022	$2,392.00	$157,500 Land $32,200 Building $125,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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