3104 Rusty Ln, Bloomington, IL 61704 Property Records

McLean County property record for 3104 Rusty Ln, Bloomington, IL 61704 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,793 sqft · built 1994
Lot Size	0.419 acres (18,231 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,809 (2024)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-302-044`

Property Details

APN / Parcel Number

Primary APN	`15-30-302-044`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,793 sqft Living Area
Gross Area	3,532 sqft
1st Floor Area	1,472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	18,231 sqft (0.419 acres)
Lot Dimensions	160 ft deep x 114 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	739 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3104 RUSTY LN
City	BLOOMINGTON
State	IL
Zip	61704-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 249 8TH ADD TO HAWTHORNE HILLS
Legal Range	03E
Legal Township	24N
Legal Section	30
Legal Subdivision	HAWTHORNE HILLS
Legal Lot Number	249
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2016
Census Tract	5103

Owner

Source: McLean County records · APN 15-30-302-044

Assessment roll updated April 8, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1001 N MAIN ST, A, BLOOMINGTON, IL 61701-1766
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 04, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Mar 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Sep 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 30, 2022
Transfer Doc	0000007640
Record Updated	Sep 20, 2026

April 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 25, 2022
Property Address	3104 RUSTY LN, BLOOMINGTON, IL 61704-2720
Document Number	202200007640
Map Reference	DOC 93-17973
Instrument Date	Mar 30, 2022
Instrument	2022-00007640
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Apr 04, 2022
Property Address	3104 RUSTY LN, BLOOMINGTON, IL 61704-2720
Document Number	202200006139
Map Reference	DOC 93-17973
Instrument Date	Mar 30, 2022
Instrument	2022-00006139
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3104 RUSTY LN, BLOOMINGTON, IL 61704-2720

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3104 RUSTY LN, BLOOMINGTON, IL 61704-2720
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005417
Date	Mar 04, 2021
Instrument	2021-00005417

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Sep 01, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	3104 RUSTY LN, BLOOMINGTON, IL 61704-2720
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018019
Date	Sep 08, 2020
Instrument	2020-00018019

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,518 (+33.32%) Land $33,492 Building $141,026	$523,554 (+33.32%) Land $100,476 Building $423,078
2024	$12,809.00 (+21.05%)
2023	$10,582.00 (-1.47%)	$130,897 (+2.62%) Land $25,121 Building $105,776	$392,691 (+2.62%) Land $75,363 Building $317,328
2022	$10,740.00	$127,555 Land $24,480 Building $103,075	$382,665 Land $73,440 Building $309,225

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171130051032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Benton Ridge Telephone Company	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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