3106 Ratliff Dr, Milan, TN 38358 Property Records

Gibson County property record for 3106 Ratliff Dr, Milan, TN 38358

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,910 sqft · built 1955
Lot Size	0.265 acres (11,550 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Sep 2017)
Tax Bill	$1,471 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`027140D D 00500`

Property Details

APN / Parcel Number

Primary APN	`027140D D 00500`
Alternative APN	`140D D 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,910 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1979
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,550 sqft (0.265 acres)
Lot Dimensions	154 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	273 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3106 RATLIFF DR
City	MILAN
State	TN
Zip	38358-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RATLIFF SEC 2
Legal Subdivision	RATLIFF SUBD SEC 2
Legal Lot Number	29
Jurisdiction	GIBSON TN
Township / Civil Division	15
Census Block Group	1
Census Block	1023
Census Tract	966400

Owner

Source: Gibson County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3106 RATLIFF DR, MILAN, TN 38358-3118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	0000173518
Deed Book / Page	001019 / 001584
Last Transfer Date	Jun 22, 2020
Transfer Doc	0000196199
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GIBSON TN
Property Address	3106 RATLIFF DR, MILAN, TN 38358-3118
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227486
Date	Aug 21, 2023
Book Page	1095/669
Instrument	227486

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Sep 6, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GIBSON TN
Recording Date	Jun 22, 2020
Property Address	3106 RATLIFF DR, MILAN, TN 38358-3118
Document Number	0000196199
Book / Page	001048 / 001760
Instrument Date	Jun 18, 2020
Instrument	196199
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 RATLIFF DR MILAN TN 383583118, MILAN, TN 38358-3118

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GIBSON TN
Recording Date	Sep 29, 2017
Property Address	3106 RATLIFF DR, MILAN, TN 38358-3118
Document Number	0000173518
Book / Page	001019 / 001584
Instrument Date	Sep 27, 2017
Instrument	173518
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$347.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 RATLIFF DR MILAN TN 383583118, MILAN, TN 38358-3118

Tax Assessment & Valuation

Source: Gibson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Gibson County
Municipality	Milan City
Unified School District	Milan Special School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,471.00	$41,775 Land $3,000 Building $38,775
2024			$167,100 Land $12,000 Building $155,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILAN WATER DEPT serves 10,932 people · EPA ID TN0000458
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MiLink Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

3106 Ratliff Dr, Milan, TN 38358 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Ratliff Dr

Nearby Streets

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