Gibson County property record for 3098 Ratliff Dr, Milan, TN 38358
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,075 sqft · built 1955 |
| Lot Size | 0.253 acres (11,005 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $101,000 (Aug 2021) |
| Tax Bill | $878 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027140D D 00600 |
| Primary APN | 027140D D 00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,005 sqft (0.253 acres) |
| Lot Dimensions | 155 ft deep x 71 ft wide |
| Porch | Slab |
| Porch Area | 84 sqft |
| Utility Building | 165 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3098 RATLIFF DR |
|---|---|
| City | MILAN |
| State | TN |
| Zip | 38358-3152 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RATLIFF SECT 2 30 |
| Legal Subdivision | RATLIFF SECT 2 |
| Legal Lot Number | 30 |
| Jurisdiction | GIBSON TN |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 966400 |
Source: Gibson County records, as of May 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3098 RATLIFF DR, MILAN, TN 38358-3152 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK |
| Aug 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage PREFERRED PLUS FINANCIAL CORPORATIO |
| Jun 25, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2021 · Amount on Record |
| Deed Sale | Aug 26, 2021 · Amount on Record |
| Prior Sale | Jun 25, 2018 · Amount on Record |
| Deed Document Number | 2021208800 |
| Deed Book / Page | 1067 / 1470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Apr 24, 2026 |
| Property Address | 3098 RATLIFF DR, MILAN, TN 38358-3152 |
| Document Number | 0000251176 |
| Book / Page | 1131 / 2560 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 2026251176 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3098 RATLIFF DR, MILAN, TN 38358-3152 |
| Document Number | 0000251176, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 1131/2560 |
| Instrument | 2026251176 |
| Name | CENTENNIAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 15, 2033 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Aug 26, 2021 |
| Property Address | 3098 RATLIFF DR, MILAN, TN 38358-3152 |
| Document Number | 0000208800 |
| Book / Page | 1067 / 1470 |
| Map Reference | MB 848 PG 147 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 208800 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3098 RATLIFF DR, MILAN, TN 38358-3152 |
| Document Number | 0000208801 |
|---|---|
| Date | Aug 26, 2021 |
| Instrument | 208801 |
| Name | PREFERRED PLUS FINANCIAL CORPORATIO |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GIBSON TN |
| Recording Date | Jun 25, 2018 |
| Property Address | 3098 RATLIFF DR, MILAN, TN 38358-3152 |
| Document Number | 0000179177 |
| Book / Page | 001026 / 001442 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 179177 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $299.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 36 LAKE POINTE DR JACKSON TN 383058113, JACKSON, TN 38305-8113 |
Source: Gibson County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Gibson County |
| Municipality | Milan City |
| Unified School District | Milan Special School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $878.00 | $24,950 Land $3,250 Building $21,700 | |
| 2024 | $99,800 Land $13,000 Building $86,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 5, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILAN WATER DEPT serves 10,932 people · EPA ID TN0000458 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MiLink Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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