3106 Post Oak Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 3106 Post Oak Ct, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,422 sqft · built 1984
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Oct 2018)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`27-28-31-000000-012080`

Property Details

APN / Parcel Number

Primary APN	`27-28-31-000000-012080`
Alternative APNs	`312827000000012080` `12827000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,422 sqft Living Area
Gross Area	3,783 sqft
1st Floor Area	2,422 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	19,998 sqft (0.459 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	529 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	450 sqft
Porch	Florida Room
Porch Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3106 POST OAK CT
City	WINTER HAVEN
State	FL
Zip	33884-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	BEG 2220.19 FT S & 1172.87 FT W OF NE COR OF SEC RUN NWLY ALONG CURVE A CHORD DISTANCE OF 90 FT N 48 DEG 27 MIN 14 SEC E 167.19 FT S 34 DEG 24 MIN 46 SEC E 145.05 FT S 66 DEG 42 MIN 30 SEC W 179.10 FT TO POB BEING LOT 153 OF UNREC CYPRESSWOOD PLANTAT
Legal Range	27E
Legal Township	28S
Legal Section	31
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Legal Lot Number	153
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2069
Census Tract	14123

Owner

3106 Post Oak Ct is owned and occupied by an individual who bought it in October 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3106 POST OAK CT, WINTER HAVEN, FL 33884-1238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	2018215661
Deed Book / Page	10639 / 917
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 11, 2018
Property Address	3106 POST OAK CT, WINTER HAVEN, FL 33884-1238
Document Number	0106390917
Book / Page	010639 / 000917
Instrument Date	Oct 11, 2018
Instrument	215661
Transaction Type	Transfer
Record Updated	Oct 26, 2018

Transaction

Amount	Amount on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 POST OAK CT WINTER HAVEN FL 338841238, WINTER HAVEN, FL 33884-1238

Tax Assessment & Valuation

The 2025 property tax bill for 3106 Post Oak Ct was $1,787 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,257 (+2.7%)	$322,913 (%) Land $60,000 Building $262,913
2025	$1,787.00 Homeowner's exemption	$178,439	$322,924 Land $60,000 Building $262,924
2023	$2,162.00 (+3.49%) Homeowner's exemption	$168,359 (+3%)	$320,803 (+11.28%) Land $58,000 Building $262,803
2022	$2,089.00 Homeowner's exemption	$163,455	$288,276 Land $48,000 Building $240,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3106 Post Oak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3106 Post Oak Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 41% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Hotwire Communications.

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