3103 Post Oak Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 3103 Post Oak Ct, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1987
Square Footage	2,802 sqft Living Area
Lot Size	14,702 sqft (0.338 acres)
Occupancy	Owner Occupied
Last Sale	$260,000 (2006)
Tax Bill	$2,010.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`27-28-31-000000-012290`
Alternative APNs	`312827000000012290` `12827000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,802 sqft Living Area
Gross Area	3,728 sqft Gross Area
1st Floor	2,802 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	14,702 sqft (0.338 acres)
Depth X Width	147 ft x 100 ft Depth x Width
Garage Type	Attached Garage
Garage Area	484 sqft Garage
Pool Area	450 sqft Pool
Porch Area	548 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	3103 POST OAK CT
City	WINTER HAVEN
State	FL
Zip	33884-1229
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BEG 2335.76 FT S & 1188.45 FT W OF NE COR OF SEC RUN S 66 DEG 42 MIN 30 SEC W 147 FT S 23 DEG 17 MIN 30 SEC E 100 FT N 66 DEG 42 MIN 30 SEC E 147 FT N 23 DEG 17 MIN 30 SEC W 100 FT TO POB BEING LOT 147 OF UNREC CYPRESSWOOD PLANTATIONS
Legal Range	27E
Legal Township	28S
Legal Section	31
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	2
Legal Lot Number	147
Jurisdiction	POLK FL
Minor Civil Division	HAINES CITY
Census Blockgroup	2
Census Block	2069
Census Tract	14123

Owner

Source: Polk County records · APN 27-28-31-000000-012290

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3103 POST OAK CT, WINTER HAVEN, FL 33884-1229
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2006 · Amount on Record
Deed Sale	Mar 01, 2006 · Amount on Record
Deed Doc Number	200652271
Deed Book / Page	6657 / 1692
Prior Transfer Date	Feb 24, 2006
Prior Transfer Doc	0000052269
Record Refreshed	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	3103 POST OAK CT, WINTER HAVEN, FL 33884-1229
Document Number	0103622039
Book / Page	010362 / 002039
Instrument Date	Jan 02, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2018
Title Company	MIDFLORIDA TITLE PROFESSIONALS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	3103 POST OAK CT WINTER HAVEN FL 338841229, WINTER HAVEN, FL 33884-1229

Mortgage

Document Number	0103622039
Date	Jan 09, 2018
Book Page	010362/002039
Instrument	5574

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-4008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 08, 2033

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,010.00 (-15.37%) Homeowner's exemption	$195,667 (+5.99%)	$345,297 (-0.26%) Land $60,000 Building $285,297
2023	$2,375.00 (+3.31%) Homeowner's exemption	$184,615 (+3%)	$346,206 (+9.27%) Land $58,000 Building $288,206
2022	$2,299.00 Homeowner's exemption	$179,238	$316,826 Land $48,000 Building $268,826

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	About 1 in 398 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.