3106 Pine Top Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 3106 Pine Top Dr, Valrico, FL 33594

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,290 sqft · built 2003
Lot Size	0.121 acres (5,250 sqft)
Owner	Individual Name on File
Last Sale	$42,700 (Jul 2015)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`085740-2016`

Property Details

APN / Parcel Number

Primary APN	`085740-2016`
Alternative APN	`U2029215PUE00000000190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,290 sqft Living Area
Gross Area	1,736 sqft
1st Floor Area	1,290 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2014
Architectural Style	Contemporary
Exterior Material	Masonry/Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	100 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	46 sqft
Patio Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0857402016
Street Address	3106 PINE TOP DR
City	VALRICO
State	FL
Zip	33594-7633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	SOMERSET TRACT D LOT 19 BLOCK E
Legal Range	21E
Legal Township	29S
Legal Section	20
Legal Subdivision	SOMERSET TRACT D
Legal Tract	D
Legal Block	E
Legal Lot Number	19
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2011
Census Tract	12209

Owner

3106 Pine Top Dr is owned by an individual who acquired it in March 2021.

Source: Hillsborough County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 477, SEYMOUR, TN 37865-0477
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2015 · Amount on File
Deed Sale	Jul 6, 2015 · Amount on File
Prior Sale	May 12, 2003 · Amount on File
Deed Document Number	2015264911
Deed Book / Page	23396 / 297
Last Transfer Date	Mar 23, 2021
Transfer Doc	0000031904
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 19, 2022
Property Address	3106 PINE TOP DR, VALRICO, FL 33594-7633
Document Number	0000031904
Map Reference	MB 89 PG 43
Instrument Date	Mar 23, 2021
Instrument	2022031904
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031905
Date	Jan 19, 2022
Instrument	2022031905

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	171 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3106 Pine Top Dr was $4,795, up 10.5% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$219,899 (-6.06%) Land $60,255 Building $159,644	$219,899 (-6.06%) Land $60,255 Building $159,644
2025	$4,795.00 (+10.53%)	$234,091 Land $60,255 Building $173,836	$234,091 Land $60,255 Building $173,836
2024	$4,338.00 (+6.64%)
2023	$4,068.00 (+8.65%)	$221,540 (+3.94%) Land $60,255 Building $161,285	$221,540 (+3.94%) Land $60,255 Building $161,285
2022	$3,744.00	$213,132 Land $50,985 Building $162,147	$213,132 Land $50,985 Building $162,147

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3106 Pine Top Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3106 Pine Top Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20