3103 Pine Top Dr, Valrico, FL 33594 Property Records

Hillsborough County property record for 3103 Pine Top Dr, Valrico, FL 33594

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,523 sqft · built 2002
Lot Size0.117 acres (5,100 sqft)
OwnerCompany Name on Record
Last Sale$387,000 (Nov 2022)
Tax Bill$5,797 (2025)
Deeds & MortgagesNov 2022 Sale
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN085740-1910

Property Details

APN / Parcel Number

Primary APN085740-1910
Alternative APN
  • U2029215PUC00000001180

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,523 sqft Living Area
Gross Area2,031 sqft
1st Floor Area1,523 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialMasonry/Stucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,100 sqft (0.117 acres)
Lot Dimensions102 ft deep x 50 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area88 sqft
Deck AreaDeck Area
Patio Area425 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0857401910
Street Address3103 PINE TOP DR
CityVALRICO
StateFL
Zip33594-7634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSOMERSET TRACT D LOT 118 BLOCK C
Legal Range21E
Legal Township29S
Legal Section20
Legal SubdivisionSOMERSET TRACT D
Legal TractD
Legal BlockC
Legal Lot Number118
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group2
Census Block2008
Census Tract12209

Owner

Source: Hillsborough County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Mar 15, 2018Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK/TX

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2022 · Amount on Record
Deed SaleNov 17, 2022 · Amount on Record
Prior SaleMar 15, 2018 · Amount on Record
Deed Document Number2022543436
Prior Transfer DateNov 26, 2002
Prior Transfer Doc0000379734
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 17, 2022
Property Address3103 PINE TOP DR, VALRICO, FL 33594-7634
Document Number0000543436
Map ReferenceMB 89 PG 43
Instrument DateNov 16, 2022
Instrument2022543436
Transaction TypeTransfer
Record UpdatedJun 4, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$2,709.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address36181 E LAKE RD, PALM HARBOR, FL 34685-3142

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
InvestorPossibly a Property Investor

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 15, 2018
Property Address3103 PINE TOP DR, VALRICO, FL 33594-7634
Document Number0256250924
Book / Page025625 / 000924
Instrument DateMar 9, 2018
Instrument104266
Transaction TypeTransfer
Record UpdatedMar 26, 2018
Title CompanyEXECUTIVE TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3103 PINE TOP DR VALRICO FL 335947634, VALRICO, FL 33594-7634

Mortgage

Document Number256250925
DateMar 15, 2018
Book Page025625/000925
Instrument104267
Lender
NameWELLS FARGO BK/TX
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 14, 2048

Mortgage

Document Number256250942,
DateMar 15, 2018
Book Page025625/000942
Instrument104268
Lender
NameSOUTHEAST TX HSNG FIN
TypeFunding / Finance Company
AddressTALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded
Term360 Months
DueMar 14, 2048

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$275,533 (-1.16%) Land $66,963 Building $208,570$275,533 (-1.16%) Land $66,963 Building $208,570
2025$5,797.00 (+4.92%)$278,772 (-2.53%) Land $66,963 Building $211,809$278,772 (-2.53%) Land $66,963 Building $211,809
2024$5,525.00 (-2.75%)
2023$5,681.00 (+129.63%)$286,022 (+91.89%) Land $66,963 Building $219,059$286,022 (+18.38%) Land $66,963 Building $219,059
2022$2,474.00 Homeowner's exemption$149,059$241,622 Land $56,661 Building $184,961

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims4 (2014–2024)
Claims Outside the SFHA4 of 4
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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