3106 Morningside Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3106 Morningside Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	992 sqft · built 1967
Lot Size	0.262 acres (11,430 sqft)
Owner	Individual Name on Record
Last Sale	$124,900 (Apr 2020)
Tax Bill	$1,135 (2025)
Deeds & Mortgages	Apr 2020 Second Mortgage Apr 2020 Sale & Mortgage
APN	`06-5.0-22-004-000-117.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-117.000`

Interior

Building Area	992 sqft Base Area
1st Floor Area	992 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	11,430 sqft (0.262 acres)
Lot Dimensions	136 ft deep x 83.8 ft wide

Location & Zoning

Street Address	3106 MORNINGSIDE DR
City	SAINT JOSEPH
State	MO
Zip	64503-1353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE ADDITION LOT:104 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE ADDITION
Legal Lot Number	104
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	1800

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3106 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSOURI HOUSING DEVELOPMENT COMMISSION
Apr 16, 2020	Personal Representative Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Deed Document Number	20202933
Deed Book / Page	3747 / 786
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3106 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1353
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3747/816
Date	Apr 17, 2020
Book Page	3747/816
Instrument	2020002963

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 16, 2020
Property Address	3106 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1353
Document Number	003747/786
Book / Page	3747 / 786
Instrument Date	Apr 16, 2020
Instrument	2020002933
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	ST JOSEPH TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1353
Investor	Possibly a Property Investor

Mortgage

Document Number	003747/812
Date	Apr 17, 2020
Book Page	3747/812
Instrument	2020002959

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,135.00	$15,780 (+5.76%) Land $3,420 Building $12,360	$83,030 (+5.77%) Land $18,000 Building $65,030
2024	$1,135.00 (+15.35%)
2023	$984.00 (-0.71%)	$14,920 (-) Land $3,420 Building $11,500	$78,500 (-) Land $18,000 Building $60,500
2022	$991.00	$14,920 Land $3,420 Building $11,500
2021			$78,500 Land $18,000 Building $60,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

Nearby Properties on Morningside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures