3029 Morningside Dr, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 3029 Morningside Dr, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1970
Lot Size	0.345 acres (15,017 sqft)
Owner	Individual Name on File
Tax Bill	$1,341 (2025)
Deeds & Mortgages	Oct 2023 Mortgage May 2022 Mortgage + 3 more
APN	`06-5.0-22-004-000-090.000`

Property Details

APN / Parcel Number

Primary APN	`06-5.0-22-004-000-090.000`

Interior

Building Area	1,188 sqft Base Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	15,017 sqft (0.345 acres)
Lot Dimensions	211 ft deep x 71 ft wide

Location & Zoning

Street Address	3029 MORNINGSIDE DR
City	SAINT JOSEPH
State	MO
Zip	64503-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MORNINGSIDE ADDITION LOT:168 BLK:LGL DESC:
Legal Subdivision	MORNINGSIDE ADDITION
Legal Lot Number	168
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1015
Census Tract	1800

Owner

3029 Morningside Dr is owned and occupied by an individual who acquired it in September 2025.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Aug 23, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 11, 2020	Intrafamily Transfer, Transfer
Dec 11, 2020	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 3, 2025
Transfer Doc	003810/997
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350

Mortgage

Document Number	003791/893
Date	Oct 24, 2023
Book Page	3791/893
Instrument	2023008456

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	May 1, 2052

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350

Mortgage

Document Number	003775/762
Date	May 5, 2022
Book Page	3775/762
Instrument	2022004358

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company
Address	PALATINE, IL 60067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3766/343
Date	Aug 23, 2021
Book Page	3766/343
Instrument	2021009026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Dec 11, 2020
Property Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350
Document Number	003756/562
Book / Page	3756 / 562
Instrument Date	Dec 10, 2020
Instrument	2020011756
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350

December 2020: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 11, 2020
Property Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350
Document Number	003756/563
Book / Page	3756 / 563
Instrument Date	Dec 10, 2020
Instrument	2020011757
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3029 MORNINGSIDE DR, SAINT JOSEPH, MO 64503-1350

Tax Assessment & Valuation

The 2025 property tax bill for 3029 Morningside Dr was $1,341, up 0.1% from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,341.00 (+0.07%)	$18,680 Land $3,420 Building $15,260	$98,310 Land $18,000 Building $80,310
2024	$1,340.00 (+15.72%)
2023	$1,158.00 (-0.69%)	$17,610 (-) Land $3,420 Building $14,190	$92,700 Land $18,000 Building $74,700
2022	$1,166.00	$17,610 Land $3,420 Building $14,190
2021			$92,700 Land $18,000 Building $74,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3029 Morningside Dr; there have been 5 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1984–2018)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Sep 2018 · other causes
Claims by Event	Severe Storms And Flooding, May 2007 · 2 claims Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3029 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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