3106 Jay Ct, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 3106 Jay Ct, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	3.25 ba · 2,100 sqft · built 1997
Lot Size	0.264 acres (11,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$308,000 (Sep 2018)
Tax Bill	$2,753 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`058P-C-014.00-000`

Property Details

APN / Parcel Number

Primary APN	`058P-C-014.00-000`
Alternative APNs	`058P C 01400` `R0034655`

Interior

Full Baths	3.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	3,419 sqft
Upper Floors Area	781 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	11,499 sqft (0.264 acres)
Lot Dimensions	224 ft deep x 51.1 ft wide
Garage Type	Attached
Garage Area	616 sqft
Driveway	Driveway
Porch	Slab
Porch Area	100 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0034655
Street Address	3106 JAY CT
City	MURFREESBORO
State	TN
Zip	37129-0818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 119 THOMPSON SQUARE SEC 5 PB 17 PG 199 51.12 X 224.94 IRR
Legal Subdivision	THOMPSON SQUARE SEC 5
Legal Lot Number	119
Jurisdiction	RUTHERFORD TN
Township / Civil Division	14
Census Block Group	2
Census Block	2006
Census Tract	41000

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3106 JAY CT, MURFREESBORO, TN 37129-0818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage COGENT BANK
Sep 21, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Sep 18, 2018	Warranty Deed, Transfer · VA Mortgage PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Sep 17, 2014 · Amount on Record
Deed Document Number	20182167973
Deed Book / Page	1710 / 3037
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3106 JAY CT, MURFREESBORO, TN 37129-0818
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020362680
Date	Feb 11, 2021
Book Page	2036/2680
Instrument	2339690

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3106 JAY CT, MURFREESBORO, TN 37129-0818
Document Number	RB18193694
Instrument Date	Sep 21, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3106 JAY CT MURFREESBORO TN 371290818, MURFREESBORO, TN 37129-0818

Mortgage

Document Number	RB18193694
Date	Oct 2, 2019
Book Page	001819/003694
Instrument	2232153

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 18, 2018
Property Address	3106 JAY CT, MURFREESBORO, TN 37129-0818
Document Number	RB17103037
Book / Page	001710 / 003037
Instrument Date	Sep 14, 2018
Instrument	2167973
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	RP TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,139.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3106 JAY CT MURFREESBORO TN 371290818, MURFREESBORO, TN 37129-0818

Mortgage

Document Number	RB17103039
Date	Sep 18, 2018
Book Page	001710/003039
Instrument	2167974

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2048

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,200 (+29.7%) Land $35,000 Building $91,200	$504,800 (+29.7%) Land $140,000 Building $364,800
2025	$2,753.00	$97,300 (-) Land $15,000 Building $82,300
2023	$2,753.00 (+13.15%)	$97,300 Land $15,000 Building $82,300	$389,200 (-) Land $60,000 Building $329,200
2022	$2,433.00		$389,200 Land $60,000 Building $329,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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