3105 Jay Ct, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 3105 Jay Ct, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,070 sqft · built 1997
Lot Size	0.15 acres (6,569 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (Dec 2012)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`058P-C-012.00-000`

Property Details

APN / Parcel Number

Primary APN	`058P-C-012.00-000`
Alternative APNs	`058P C 01200` `R0034653`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,070 sqft Living Area
1st Floor Area	1,709 sqft
Upper Floors Area	361 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	6,569 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 59.4 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	147 sqft
Deck Area	Deck Area
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0034653
Street Address	3105 JAY CT
City	MURFREESBORO
State	TN
Zip	37129-0818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121 THOMPSON SQUARE SEC 5 PB 17 PG 199 59.44 X 110.51 IRR
Legal Subdivision	THOMPSON SQUARE SEC 5
Legal Lot Number	121
Jurisdiction	RUTHERFORD TN
Township / Civil Division	14
Census Block Group	2
Census Block	2006
Census Tract	41000

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3105 JAY CT, MURFREESBORO, TN 37129-0818
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Mar 3, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Oct 2, 2019	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 24, 2018	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
May 17, 2017	Deed of Trust, Mortgage · Conventional with PMI LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2012 · Amount on Record
Deed Sale	Dec 28, 2012 · Amount on Record
Prior Sale	Dec 13, 2004 · Amount on Record
Deed Book / Page	1184 / 1195
Transfer Doc	0006510614
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3105 JAY CT, MURFREESBORO, TN 37129-0818
Transaction Type	Mortgage
Record Updated	Jun 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023392259
Date	May 4, 2023
Book Page	2339/2259
Instrument	2494403

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 25, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3105 JAY CT, MURFREESBORO, TN 37129-0818
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20452627
Date	Mar 3, 2021
Book Page	2045/2627
Instrument	2344035

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3105 JAY CT, MURFREESBORO, TN 37129-0818
Document Number	RB18223378
Instrument Date	Oct 2, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 JAY CT MURFREESBORO TN 371290818, MURFREESBORO, TN 37129-0818

Mortgage

Document Number	RB18223378
Date	Oct 9, 2019
Book Page	001822/003378
Instrument	2233654

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3105 JAY CT, MURFREESBORO, TN 37129-0818
Document Number	RB17052345
Instrument Date	Aug 24, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3105 JAY CT MURFREESBORO TN 371290818, MURFREESBORO, TN 37129-0818

Mortgage

Document Number	RB17052345
Date	Aug 30, 2018
Book Page	001705/002345
Instrument	2164805

Lender

Name	LOW VA RATES LLC
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	3105 JAY CT, MURFREESBORO, TN 37129-0818
Document Number	RB15911104
Book / Page	001591 / 001104
Instrument Date	May 17, 2017
Transaction Type	Mortgage
Record Updated	Jul 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3105 JAY CT MURFREESBORO TN 371290818, MURFREESBORO, TN 37129-0818

Mortgage

Document Number	RB15911104
Date	Jul 20, 2017
Book Page	001591/001104
Instrument	2095995

Lender

Name	LOW VA RATES LLC
Address	384 S 400 W # 100, LINDON, UT 84042-1957

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,225 (+30.37%) Land $35,000 Building $87,225	$488,900 (+30.37%) Land $140,000 Building $348,900
2025	$2,652.00	$93,750 (-) Land $15,000 Building $78,750
2023	$2,652.00	$93,750 Land $15,000 Building $78,750	$375,000 (-) Land $60,000 Building $315,000
2022			$375,000 Land $60,000 Building $315,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Mar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Jay Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures