3106 Crystal Ann Dr, Temple, TX 76502 Property Records

Bell County property record for 3106 Crystal Ann Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,093 sqft · built 2016
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on Record
Tax Bill	$3,537 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0129487095`

Property Details

APN / Parcel Number

Primary APN	`0129487095`
Alternative APNs	`459928` `829360`

Interior

Stories	1 Story
Building Area	2,093 sqft Living Area
1st Floor Area	2,093 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,754 sqft (0.178 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	135 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	829360
Street Address	3106 CRYSTAL ANN DR
City	TEMPLE
State	TX
Zip	76502-5790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PLAINS AT RIVERSIDE PHASE I, BLOCK 004, LOT 0005, 0.178AC 0.178AC
Legal Subdivision	THE PLAINS AT RIVERSIDE PHASE I
Legal Block	4
Legal Lot Number	5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1045
Census Tract	20301

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3106 CRYSTAL ANN DR, TEMPLE, TX 76502-5790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Jun 27, 2017	Vendor's Lien, Transfer · ARM CHARLES NISSLEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017
Deed Sale	Jun 27, 2017
Prior Sale	Jun 21, 2016
Deed Document Number	2017-00026624
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3106 CRYSTAL ANN DR, TEMPLE, TX 76502-5790
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO K

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060679
Date	Sep 17, 2021
Instrument	2021060679

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 27, 2017
Property Address	3106 CRYSTAL ANN DR, TEMPLE, TX 76502-5790
Document Number	0000026624
Map Reference	YEAR2014 NO135
Instrument Date	Jun 16, 2017
Instrument	2017-00026624
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1207 FM 107, 1207, GATESVILLE, TX 76528-4165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 CRYSTAL ANN DR, TEMPLE, TX 76502-5790

Mortgage

Document Number	0000026626
Date	Jun 27, 2017
Instrument	2017-00026626

Lender

Name	CHARLES NISSLEY
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Max Rate	8.5%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,537.00 (-29.51%) Homeowner's exemption Senior Citizen's exemption	$366,355 Land $46,000 Building $320,355	$366,355 Land $46,000 Building $320,355
2022	$5,018.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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