3103 Crystal Ann Dr, Temple, TX 76502 Property Records

Bell County property record for 3103 Crystal Ann Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,106 sqft · built 2016
Lot Size	0.164 acres (7,187 sqft)
Owner	Individual Name on File
Tax Bill	$8,423 (2023)
Deeds & Mortgages	Jul 2018 Mortgage Aug 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0129487029`

Property Details

APN / Parcel Number

Primary APN	`0129487029`
Alternative APNs	`459906` `847262`

Interior

Stories	1 Story
Building Area	2,106 sqft Living Area
1st Floor Area	2,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,187 sqft (0.164 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	157 sqft
Lawn Sprinklers	Lawn Sprinklers

Location & Zoning

Account Number	847262
Street Address	3103 CRYSTAL ANN DR
City	TEMPLE
State	TX
Zip	76502-5786
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PLAINS AT RIVERSIDE PHASE I, BLOCK 002, LOT 0002, 0.165AC 0.165AC
Legal Subdivision	THE PLAINS AT RIVERSIDE PHASE I
Legal Block	2
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1042
Census Tract	20301

Owner

3103 Crystal Ann Dr is owned and occupied by an individual who acquired it in July 2018.

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3103 CRYSTAL ANN DR, TEMPLE, TX 76502-5786
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2018	Vendor's Lien, Subdivision Related Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 19, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK
Feb 19, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018
Deed Sale	Jul 25, 2018
Prior Sale	Feb 23, 2016
Deed Document Number	2018-00030878
Record Updated	Jun 7, 2026

July 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 25, 2018
Property Address	3103 CRYSTAL ANN DR, TEMPLE, TX 76502-5786
Document Number	0000030878
Map Reference	DOC2014-135
Instrument Date	Jul 20, 2018
Instrument	2018-00030878
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 CRYSTAL ANN DR, TEMPLE, TX 76502-5786

Mortgage

Document Number	0000030879
Date	Jul 25, 2018
Instrument	2018-00030879

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	3103 CRYSTAL ANN DR, TEMPLE, TX 76502-5786
Document Number	0000038936
Instrument Date	Aug 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3103 CRYSTAL ANN DR TEMPLE TX 765025786, TEMPLE, TX 76502-5786

Mortgage

Document Number	0000038936
Date	Sep 18, 2017
Instrument	38936

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Term	12 Months
Due	Sep 17, 2018

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	3103 CRYSTAL ANN DR, TEMPLE, TX 76502-5786
Document Number	0000014215
Instrument Date	Feb 19, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3103 CRYSTAL ANN DR TEMPLE TX 765025786, TEMPLE, TX 76502-5786

Mortgage

Document Number	0000014215
Date	Apr 11, 2017
Instrument	14215

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Term	12 Months
Due	Apr 10, 2018

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,423.00 (+0.91%)	$366,974 Land $46,000 Building $320,974	$366,974 Land $46,000 Building $320,974
2022	$8,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3103 Crystal Ann Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3103 Crystal Ann Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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